1196 Bluff Dr, Boaz, AL 35957 Property Records

Marshall County property record for 1196 Bluff Dr, Boaz, AL 35957

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 1949
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2025)
Tax Bill	$248 (2026)
Deeds & Mortgages	Jan 2024 Construction Loan Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-08-34-0-000-017.000`

Property Details

APN / Parcel Number

Primary APN	`23-08-34-0-000-017.000`
Alternative APNs	`238340000017000` `45440`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	248,292 sqft (5.7 acres)

Location & Zoning

Account Number	45440
Street Address	1196 BLUFF DR
City	BOAZ
State	AL
Zip	35957-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF 34-10-3; TH W ALG SEC LINE 671.8 TO POB ; TH N 492.91; TH NW 210; TH SWLY 315; TH NW 376; TH S 340 TO SOUTH SEC LINE OF SAID SEC; TH E 650 TO POB CONT 5.7 AC(C) 1322/321
Legal Range	03
Legal Township	10
Legal Section	34
Jurisdiction	MARSHALL AL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2074
Census Tract	31001

Owner

1196 Bluff Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1196 BLUFF DR, BOAZ, AL 35957-4243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Construction Mortgage PEOPLES INDEPENDENT BANK
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on File
Deed Sale	Feb 7, 2025 · Amount on File
Prior Sale	Oct 7, 2024 · Amount on File
Deed Document Number	20253291706
Deed Book / Page	7122 / 7
Prior Transfer Date	Oct 3, 2024
Prior Transfer Doc	0003286211
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	1196 BLUFF DR, BOAZ, AL 35957-4243
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003273685
Date	Jan 10, 2024
Book Page	7052/265
Instrument	3273685

Lender

Name	PEOPLES INDEPENDENT BANK
Type	Bank
Address	BOAZ, AL 35957

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	1196 BLUFF DR, BOAZ, AL 35957-4243
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003261726
Date	Apr 6, 2023
Book Page	6952/39
Instrument	3261726

Lender

Name	PEOPLES INDEPENDENT BANK
Type	Bank
Address	BOAZ, AL 35957

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1196 Bluff Dr was $248, up 6.9% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$248.00 (+6.9%)
2025	$232.00	$5,640	$64,900 Land $49,900 Building $15,000
2023	$211.00	$5,640	$56,200 Land $45,100 Building $11,100
2021	$746.00	$19,900	$138,800 Land $77,200 Building $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1196 Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1196 Bluff Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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