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1196 Arp Central Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 1196 Arp Central Rd, Ripley, TN 38063

Property Summary

Property TypeSingle Family Home
Details1 ba · 784 sqft · built 1965
Lot Size1.83 acres (79,715 sqft)
OwnerCompany Name on Record
Tax Bill$236 (2025)
Deeds & MortgagesFeb 2023 Transfer
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN049059 01210

Property Details

APN / Parcel Number

Primary APN049059 01210
Alternative APN
  • 059 01210

Interior

Full Baths1 Bath
Stories1 Story
Building Area784 sqft Living Area
1st Floor Area784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area79,715 sqft (1.83 acres)
PorchSlab
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1196 ARP CENTRAL RD
CityRIPLEY
StateTN
Zip38063-6728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: F10
JurisdictionLAUDERDALE TN
Township / Civil Division6
Census Block Group2
Census Block2014
Census Tract50400

Owner

Source: Lauderdale County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1196 ARP CENTRAL RD, RIPLEY, TN 38063-6728
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Intrafamily Transfer, Transfer
Apr 24, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF RIPLEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2004
Deed SaleDec 30, 2004
Prior SaleMay 27, 1983
Deed Book / Page522 / 613
Last Transfer DateFeb 15, 2023
Transfer Doc000786/104
Record UpdatedJun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAUDERDALE TN
Recording DateFeb 15, 2023
Property Address1196 ARP CENTRAL RD, RIPLEY, TN 38063-6728
Document Number000786/104
Book / Page786 / 104
Instrument DateFeb 15, 2023
Instrument202017
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1196 ARP CENTRAL RD, RIPLEY, TN 38063-6728

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE TN
Property Address1196 ARP CENTRAL RD, RIPLEY, TN 38063-6728
Document Number0000182244
Book / Page000699 / 000334
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedMay 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1196 ARP CENTRAL RD RIPLEY TN 380636728, RIPLEY, TN 38063-6728

Mortgage

Document Number0000182244
DateMay 2, 2017
Book Page000699/000334
Instrument182244
Lender
NameBANK OF RIPLEY
TypeBank
AddressRIPLEY, TN 38063
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueMay 1, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$236.00 (+1.72%)$9,275 (-) Land $3,525 Building $5,750
2023$9,275 Land $3,525 Building $5,750
2021$37,100 Land $14,100 Building $23,000
2018$232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUDERDALE CO WATER SYSTEM
serves 9,092 people · EPA ID TN0000581
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Forked Deer Connect
Fiber		2,500 / 1,250
Spectrum
Cable		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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