1196 198th Rd, Boone, IA 50036 Property Records

Boone County property record for 1196 198th Rd, Boone, IA 50036

Property Summary

Property Type	Single Family Home
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Apr 2017)
Tax Bill	$612 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`088427244100007`

Property Details

APN / Parcel Number

Primary APN	`088427244100007`

Exterior

Lot Area	261,360 sqft (6 acres)

Location & Zoning

Street Address	1196 198TH RD
City	BOONE
State	IA
Zip	50036-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SE: LOT 3 OF 2
Legal Range	27
Legal Township	84
Legal Section	24
Legal Lot Number	3
Jurisdiction	BOONE IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1015
Census Tract	20100

Owner

Source: Boone County records, as of October 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2412 NORTHWESTERN AVE, AMES, IA 50010-4635
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IOWA
Oct 24, 2025	Deed of Trust, Mortgage · Construction Mortgage VISIONBANK OF IOWA
Apr 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	171399
Deed Book / Page	2017 / 1399
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Recording Date	Jul 27, 2026
Property Address	1196 198TH RD, BOONE, IA 50036-7104
Document Number	0000002811
Book / Page	2026 / 2811
Instrument Date	Jul 22, 2026
Instrument	20262811
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 198TH RD, BOONE, IA 50036-7104

Mortgage

Document Number	0000002811,
Date	Jul 27, 2026
Book Page	2026/2811
Instrument	20262811

Lender

Name	VISIONBANK OF IOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1196 198TH RD, BOONE, IA 50036-7104
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 NORTHWESTERN AVE, AMES, IA 50010-4635

Mortgage

Document Number	02025/3850
Date	Oct 24, 2025
Book Page	2025/3850
Instrument	253850

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Apr 11, 2017
Property Address	1196 198TH RD, BOONE, IA 50036-7104
Document Number	02017/1399
Book / Page	2017 / 1399
Instrument Date	Apr 8, 2017
Instrument	171399
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Boone County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Unified School District	Boone Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,500 (+22.91%) Land $48,000 Building $11,500	$59,500 (+22.91%) Land $48,000 Building $11,500
2024	$612.00 (+6.25%)
2023		$48,410 Land $36,000 Building $12,410	$48,410 Land $36,000 Building $12,410
2022	$576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2008–2010)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENEFIT WATER DISTRICT #2 public/private · serves 100 people · EPA ID IA0819305
Water Source	Purchased groundwater influenced by surface water from XENIA RWD (BOONE)
Last State Inspection	Feb 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T, GigFire, T-Mobile.

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