Mecosta County property record for 11958 190th Ave, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,853 sqft · built 1999 |
| Lot Size | 0.857 acres (37,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Sep 2025) |
| Tax Bill | $5,074 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 061 002 500 |
| Primary APN | 09 061 002 500 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,853 sqft Living Area |
| 1st Floor Area | 1,853 sqft |
| Basement Area | 1,181 sqft |
| Unfinished Basement | 1,181 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Lot Area | 37,331 sqft (0.857 acres) |
| Lot Dimensions | 655 ft deep x 57 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11958 190TH AVE |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 01 T14N R10W WESTON SUBDIVISION N 57 FT OF LOT 2 |
| Legal Range | 10W |
| Legal Township | 14N |
| Legal Section | 01 |
| Legal Subdivision | WESTON SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | MECOSTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960702 |
11958 190th Ave is owned and occupied by an individual who bought it in September 2025.
Source: Mecosta County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8250 GOLFSIDE DR, JENISON, MI 49428-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Nov 28, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGEPROS LLC |
| Aug 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Sep 24, 2018 | Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Prior Sale | Nov 28, 2023 |
| Deed Document Number | 20256674 |
| Deed Book / Page | 936 / 5640 |
| Prior Transfer Date | Nov 15, 2023 |
| Prior Transfer Doc | 000927/599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Apr 30, 2026 |
| Property Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 0000003203 |
| Book / Page | 940 / 2749 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20263203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 0000003203, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 940/2749 |
| Instrument | 20263203 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 00908/5701 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 908/5701 |
| Instrument | 202100001012 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Sep 29, 2025 |
| Property Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 00936/5640 |
| Book / Page | 936 / 5640 |
| Map Reference | LB 3 PG 17 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 202500006674 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | SUN TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Name | Verified Name |
|---|---|
| Address | 8250 GOLFSIDE DR, JENISON, MI 49428-8401 |
| Document Number | 202500006675 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 202500006675 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Nov 28, 2023 |
| Property Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 000927/599 |
| Book / Page | 927 / 599 |
| Map Reference | LB 3 PG 17 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 202300007692 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 202300007693 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 202300007693 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Aug 18, 2022 |
| Property Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 00920/2348 |
| Book / Page | 920 / 2348 |
| Map Reference | LB 3 PG 17 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 202200006621 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16773 PIERCE RD, 16773, STANWOOD, MI 49346-9704 |
| Name | Verified Name |
|---|---|
| Address | 1958 190TH AVE, BIG RAPIDS, MI 49307 |
| Document Number | 202200006622 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 202200006622 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Sep 24, 2018 |
| Property Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 00891/2061 |
| Book / Page | 891 / 2061 |
| Map Reference | LB3 PG17 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 201800007353 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SURE TITLE AGENCY, SUN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 11958 190TH AVE, 11958, BIG RAPIDS, MI 49307-9281 |
| Name | Verified Name |
|---|---|
| Address | 11958 190TH AVE, BIG RAPIDS, MI 49307-9281 |
| Document Number | 201800007354 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 201800007354 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 11958 190th Ave was $5,074 with a homeowner's exemption, up 2.2% from the year before.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Mecosta Township |
| Unified School District | Morley Stanwood Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,700 (+8.96%) | $345,400 (+8.96%) | |
| 2025 | $5,074.00 (+2.17%) | $158,500 | $317,000 |
| 2024 | $4,966.00 | ||
| 2023 | $99,500 | $199,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11958 190th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (2013–2026) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11958 190th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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