11955 Valley Ln, Holts Summit, MO 65043 Property Records

Callaway County property record for 11955 Valley Ln, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,414 sqft · built 1993
Lot Size	11.5 acres (500,940 sqft)
Owner	2 Company Names on Record
Last Sale	$601,900 (May 2018)
Tax Bill	$3,872 (2025)
Deeds & Mortgages	Apr 2017 Construction Loan May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-01.0-00-000-012.005`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-01.0-00-000-012.005`
Alternative APN	`2701001000000010000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,414 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	500,940 sqft (11.5 acres)
Garage Type	Mixed
Garage Area	1,444 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Patio
Porch Area	186 sqft
Deck Area	456 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2701001000000012005
Street Address	11955 VALLEY LN
City	HOLTS SUMMIT
State	MO
Zip	65043-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS LOTS #101 & 102
Legal Range	11W
Legal Township	44N
Legal Section	01
Legal Subdivision	WHISPERING OAKS #5
Legal Lot Number	101-102
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2013
Census Tract	70702

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11955 VALLEY LN, HOLTS SUMMIT, MO 65043-4502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Construction Mortgage MID AMERICA BANK
May 1, 2018	Deed of Trust, Mortgage · ARM LANDMARK BANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Deed Document Number	20182592
Deed Book / Page	472 / 138
Last Transfer Date	Nov 1, 2024
Transfer Doc	000516/483
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11955 VALLEY LN, HOLTS SUMMIT, MO 65043-4502
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0928
Date	Apr 26, 2017
Book Page	D0238/0928
Instrument	201702468

Lender

Name	MID AMERICA BANK
Type	Bank
Address	HOLTS SUMMIT, MO 65043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2018

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11955 VALLEY LN, HOLTS SUMMIT, MO 65043-4502
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000561
Date	May 1, 2018
Book Page	0000000240/0000000561
Instrument	201802593

Lender

Name	LANDMARK BANK FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2028
Index	1-Year CMT

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,872.00 (-2.47%)	$63,692 (-)	$335,220 (-)
2024	$3,970.00 (+0.05%)	$63,692 (-)	$335,220 (-)
2023	$3,968.00 (+0.74%)	$63,692 (+0.75%)	$335,220 (+0.75%)
2022	$3,939.00	$63,217 Land $8,550 Building $54,667
2021			$332,720 Land $45,000 Building $287,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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