Calvert County property record for 11953 Hemlock Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 945 sqft · built 1966 |
| Lot Size | 0.511 acres (22,258 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Aug 1999) |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-124064 |
| Primary APN | 01-124064 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 945 sqft Total Area |
| Basement Area | 535 sqft |
| Finished Basement | 535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,258 sqft (0.511 acres) |
| Porch | Porch |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 124064 |
|---|---|
| Street Address | 11953 HEMLOCK RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 38 SEC 2F CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 38 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 861003 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 643, LUSBY, MD 20657-0643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 1999 · Amount on Record |
| Deed Sale | Aug 30, 1999 · Amount on Record |
| Deed Document Number | 1999615 |
| Deed Book / Page | 1204 / 244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11953 HEMLOCK RD, LUSBY, MD 20657-2536 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0062960450 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 6296/450 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,000 (+30.36%) Land $55,200 Building $166,800 | $222,000 (+30.36%) Land $55,200 Building $166,800 | |
| 2025 | $2,646.00 (+49.58%) | ||
| 2023 | $1,769.00 Homeowner's exemption | $170,300 Land $55,200 Building $115,100 | $170,300 Land $55,200 Building $115,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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