Douglas County property record for 1195 Waterloo Ln, Gardnerville, NV 89460
| Property Type | Single Family Home |
|---|---|
| Details | 2,885 sqft · built 1930 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,946 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 1220-08-001-008 |
| Primary APN | 1220-08-001-008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,885 sqft Living Area |
| 1st Floor Area | 2,885 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 87,120 sqft (2 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 122008000008 |
|---|---|
| Street Address | 1195 WATERLOO LN |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 08 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1300 |
1195 Waterloo Ln, a single family home, is owned by two individuals.
Source: Douglas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1201 WATERLOO LN, GARDNERVILLE, NV 89460-9700 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1195 Waterloo Ln was $2,946, up 3% from the year before.
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,946.00 (+3.01%) | $119,086 (-0.12%) Land $80,500 Building $38,586 | |
| 2025 | $2,860.00 | $119,229 Land $80,500 Building $38,729 | $340,654 Land $230,000 Building $110,654 |
| 2023 | $2,696.00 | $116,536 Land $80,500 Building $36,036 | $332,960 Land $230,000 Building $102,960 |
| 2021 | $261,497 Land $170,000 Building $91,497 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1195 Waterloo Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 11 (1997–2021) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1195 Waterloo Ln is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 76% of Nevada |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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