1195 U Rd, Kearney, NE 68847 Property Records

Kearney County property record for 1195 U Rd, Kearney, NE 68847 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,661 sqft · built 2021
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000 (Jan 2021)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0003631.11`

Property Details

APN / Parcel Number

Primary APN	`0003631.11`

Interior

Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,661 sqft Living Area
1st Floor Area	2,661 sqft
Basement Area	2,661 sqft
Unfinished Basement	2,661 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	126,760 sqft (2.91 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1195 U RD
City	KEARNEY
State	NE
Zip	68847-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT NE CORNER NE 1/4 NE 1/4 35-8-15 NEWARK 2.91 AC.
Legal Range	15
Legal Township	08
Legal Section	35
Jurisdiction	KEARNEY NE
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1137
Census Tract	966600

Owner

Source: Kearney County records · APN 0003631.11

Assessment roll updated March 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1195 U RD, KEARNEY, NE 68847-8054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2021 · Amount on Record
Deed Sale	Jan 05, 2021 · Amount on Record
Deed Document Number	202116
Deed Book / Page	264 / 911
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEARNEY NE
Recording Date	May 05, 2026
Property Address	1195 U RD, KEARNEY, NE 68847-8054
Document Number	0000000536
Book / Page	292 / 687
Instrument Date	Apr 28, 2026
Instrument	2026536
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 U RD, KEARNEY, NE 68847-8054

Mortgage

Document Number	0000000536,
Date	May 05, 2026
Book Page	292/687
Instrument	2026536

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2046

Interest

Rate	6.46%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEARNEY NE
Property Address	1195 U RD, KEARNEY, NE 68847-8054
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000277/899
Date	May 24, 2023
Book Page	277/899
Instrument	2023-00489

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2043

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEARNEY NE
Property Address	1195 U RD, KEARNEY, NE 68847-8054
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	MILLER ABSTRACT AND TITLE, MILLER ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272/97
Date	Mar 08, 2022
Book Page	272/97
Instrument	2022-00244

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kearney County records · Assessment roll updated March 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Kearney County
Unified School District	Minden Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,496.00 (-27.54%)	$612,475 (+18.96%) Land $26,755 Building $585,720	$612,475 (+18.96%) Land $26,755 Building $585,720
2023	$6,205.00	$514,855 Land $26,755 Building $488,100	$514,855 Land $26,755 Building $488,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kearney County (31099C), updated January 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310999666001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (2008–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2014

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Nebraska
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
JAB Wireless	Fixed Wireless (unlicensed)	25 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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