1195 Teal Rd, Geneva, FL 32732 Property Records

Seminole County property record for 1195 Teal Rd, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1990
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$472,000 (Jun 2021)
Tax Bill	$5,024 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-32-5BC-0000-015A`

Property Details

APN / Parcel Number

Primary APN	`15-20-32-5BC-0000-015A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	2,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	264 sqft
Patio Area	1 sqft
Pole Barn	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1195 TEAL RD
City	GENEVA
State	FL
Zip	32732-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF W 1/2 OF LOT 15 & S 20 FT OF E 1/2 OF LOT 15 & S 20 FT OF LOTS 16 & 17 GENEVA TRACT SEC 15 TWP 20 RGE 32 PB 2 PG 66
Legal Range	32E
Legal Township	20S
Legal Section	15
Legal Subdivision	GENEVA
Legal Lot Number	15-17 17
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1000
Census Tract	21201

Owner

1195 Teal Rd is owned and occupied by an individual who bought it in June 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1195 TEAL RD, GENEVA, FL 32732-7500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2018	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Oct 25, 2018 · Amount on File
Deed Document Number	2021087062
Deed Book / Page	9974 / 1734
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 30, 2021
Property Address	1195 TEAL RD, GENEVA, FL 32732-7500
Document Number	0099741734
Book / Page	9974 / 1734
Map Reference	MB 2 PG 66
Instrument Date	Jun 23, 2021
Instrument	2021087062
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44165 NW PURDIN RD, 44165, FOREST GROVE, OR 97116-7809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 TEAL RD, GENEVA, FL 32732-7500

Mortgage

Document Number	99741736
Date	Jun 30, 2021
Instrument	9974/1736

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1195 TEAL RD, GENEVA, FL 32732-7500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097410825
Date	Oct 22, 2020
Book Page	9741/825
Instrument	2020120615

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 25, 2018
Property Address	1195 TEAL RD, GENEVA, FL 32732-7500
Document Number	0092390004
Book / Page	09239 / 0004
Map Reference	MB2 PG66
Instrument Date	Oct 9, 2018
Instrument	2018123140
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ALAMO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31215 SPRUCE DR, 31215, EUSTIS, FL 32736-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 TEAL RD, GENEVA, FL 32732-7212

Mortgage

Document Number	2018123141
Date	Oct 25, 2018
Instrument	2018123141

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1195 Teal Rd was $5,024 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,024.00 Homeowner's exemption	$396,634	$550,342 Land $147,600 Building $402,742
2023	$5,035.00 (+2.48%) Homeowner's exemption	$374,229 (+3%)	$521,055 (+9.7%) Land $142,600 Building $378,455
2022	$4,913.00 Homeowner's exemption	$363,329	$474,981 Land $100,100 Building $374,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1195 Teal Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1195 Teal Rd is high, ranking above 80% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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