1195 Tara Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1195 Tara Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2000
Square Footage	1,976 sqft Adjusted Area
Lot Size	16,686 sqft (0.383 acres)
Occupancy	Owner Occupied
Tax Bill	$1,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-14-0-00041-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	1,976 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	16,686 sqft (0.383 acres)
Depth X Width	150 ft x 96 ft Depth x Width

Location & Zoning

Street Address	1195 TARA DR
City	HERNANDO
State	MS
Zip	38632-1255
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEERCREEK S-D SEC C LOT 41
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	DEERCREEK S-D
Legal Lot Number	41
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-3-07-14-0-00041-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1195 TARA DR, HERNANDO, MS 38632-1255
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0000038432
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1195 TARA DR, HERNANDO, MS 38632-1255
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004431/404
Date	Oct 10, 2017
Book Page	4431/404
Instrument	T04431-00404

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (+14.95%)	$17,502 (+33.97%) Land $3,000 Building $14,502	$175,022 (+33.97%) Land $30,000 Building $145,022
2023	$1,512.00	$13,064	$130,638 Land $30,000 Building $100,638

Flood & Wildfire

1195 Tara Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.