1195 Somerset Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1195 Somerset Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,696 sqft · built 1987
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$763,500 (Jul 2006)
Tax Bill	$18,211 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-29-411-002`

Property Details

APN / Parcel Number

Primary APN	`16-29-411-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,696 sqft Living Area
Gross Area	4,374 sqft
1st Floor Area	1,502 sqft
2nd Floor Area	1,194 sqft
Upper Floors Area	1,194 sqft
Basement Area	1,194 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	137 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	Deck Area
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1195 SOMERSET AVE
City	DEERFIELD
State	IL
Zip	60015-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRED SCHWABS HILLSIDE SUB LOT 18
Legal Subdivision	FRED SCHWABS HILLSIDE SUB
Legal Lot Number	18
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	3
Census Block	3018
Census Tract	864801

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1195 SOMERSET AVE, DEERFIELD, IL 60015-2943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2006 · Amount on Record
Deed Sale	Jul 21, 2006 · Amount on Record
Prior Sale	May 16, 1996 · Amount on Record
Deed Document Number	20066031225
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1195 SOMERSET AVE, DEERFIELD, IL 60015-2943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007721064
Date	Nov 30, 2020
Instrument	7721064

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,966 (+20.17%) Land $58,143 Building $178,823	$710,969 (+20.17%) Land $174,446 Building $536,523
2024	$18,211.00 (-12.85%)
2023	$20,896.00 (+5.98%)	$197,197 (-13%) Land $48,385 Building $148,812	$591,651 (-13%) Land $145,170 Building $446,481
2022	$19,717.00	$226,666 Land $51,971 Building $174,695	$680,066 Land $155,929 Building $524,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1981–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20