1195 Short Dr, River Falls, WI 54022 Property Records

St. Croix County property record for 1195 Short Dr, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	7.75 acres (337,808 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jan 2017)
Tax Bill	$7,994 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-1059-60-180`

Property Details

APN / Parcel Number

Primary APN	`022-1059-60-180`
Alternative APN	`21.28.18.324A18`

Exterior

Lot Area	337,808 sqft (7.75 acres)

Location & Zoning

Street Address	1195 SHORT DR
City	RIVER FALLS
State	WI
Zip	54022-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T28N R18W, PT SW1/4 OF NE1/4 AND SE1/4 OF NE1/4 BEING LOT 4 CSM 15/4062
Legal Range	18W
Legal Township	28N
Legal Section	21
Legal Lot Number	4
Jurisdiction	ST CROIX WI
Township / Civil Division	KINNICKINNIC
Census Block Group	3
Census Block	3089
Census Tract	120904

Owner

1195 Short Dr is owned and occupied by two individuals who bought it in January 2017.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1195 SHORT DR, RIVER FALLS, WI 54022-5764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC
Dec 2, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 30, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Deed Document Number	20171042789
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1195 SHORT DR, RIVER FALLS, WI 54022-5764
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001136678
Date	Aug 11, 2021
Instrument	1136678

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1195 SHORT DR, RIVER FALLS, WI 54022-5764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001115057
Date	Oct 28, 2020
Instrument	1115057

Lender

Name	LOAN DEPOT INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1195 SHORT DR, RIVER FALLS, WI 54022-5764
Document Number	0001058456
Instrument Date	Dec 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1195 SHORT DR RIVER FALLS WI 540225764, RIVER FALLS, WI 54022-5764

Mortgage

Document Number	0001058456
Date	Dec 8, 2017
Instrument	1058456

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 30, 2017
Property Address	1195 SHORT DR, RIVER FALLS, WI 54022-5764
Document Number	0001042789
Instrument Date	Jan 27, 2017
Instrument	1042789
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 SHORT DR RIVER FALLS WI 540225764, RIVER FALLS, WI 54022-5764

Mortgage

Document Number	1042790
Date	Jan 30, 2017
Instrument	1042790

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1195 Short Dr was $7,994 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Kinnickinnic Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,994.00 Homeowner's exemption
2025	$7,994.00 Homeowner's exemption	$554,600 Land $115,000 Building $439,600	$554,600 Land $115,000 Building $439,600
2023	$7,310.00 Homeowner's exemption	$554,600 Land $115,000 Building $439,600	$554,600 Land $115,000 Building $439,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1195 Short Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2014–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1195 Short Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000

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