Santa Clara County property record for 1195 Settle Ave, San Jose, CA 95125
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,646 sqft · built 2004 |
| Lot Size | 0.123 acres (5,379 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,985,000 (Dec 2023) |
| Tax Bill | $26,655 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 429-05-009 |
| Primary APN | 429-05-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| 2nd Floor Area | 1,368 sqft |
| Basement Area | 253 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,379 sqft (0.123 acres) |
| Lot Dimensions | 163 ft deep x 33 ft wide |
| Garage Type | Mixed |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1195 SETTLE AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95125-2360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | CITY/MUNI/TWP:SAN JOSE |
| Legal Subdivision | SETTLE |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 502400 |
Source: Santa Clara County records · APN 429-05-009
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1195 SETTLE AVE, SAN JOSE, CA 95125-2360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA |
| Dec 01, 2023 | Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 10, 2018 | Grant Deed, Transfer WFB NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2023 · Amount on Record |
| Deed Sale | Dec 01, 2023 · Amount on Record |
| Prior Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 25570340 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1195 SETTLE AVE, SAN JOSE, CA 95125-2360 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1195 SETTLE AVE, SAN JOSE, CA 95125-2360 |
| Document Number | 0025933159 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 25933159 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | 320 S CANAL ST, CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 01, 2023 |
| Property Address | 1195 SETTLE AVE, SAN JOSE, CA 95125-2360 |
| Document Number | 0025570340 |
| Map Reference | MB M PG 2 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 25570340 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1195 SETTLE AVE, SAN JOSE, CA 95125-2360 |
| Document Number | 0025570341 |
|---|---|
| Date | Dec 01, 2023 |
| Instrument | 25570341 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1195 SETTLE AVE, SAN JOSE, CA 95125-2360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024554413 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 24554413 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 10, 2018 |
| Property Address | 1195 SETTLE AVE, SAN JOSE, CA 95125-2360 |
| Document Number | 0023929361 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 23929361 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1195 SETTLE AVE SAN JOSE CA 951252360, SAN JOSE, CA 95125-2360 |
| Document Number | 23929362 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 23929362 |
| Name | WFB NA |
|---|---|
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 09, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $26,655.00 (+1.8%) | $2,024,700 (-5.06%) Land $1,822,230 Building $202,470 |
| 2023 | $26,184.00 (+0.91%) | $2,132,607 Land $1,312,374 Building $820,233 |
| 2022 | $25,949.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855024006, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 29 condo units |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: California Internet, Ridge Wireless, T-Mobile USA.
Based on FCC filings for 827 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4310011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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