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1195 Sandy Ranch Rd, Harwood, TX 78632 Property Records

Caldwell County property record for 1195 Sandy Ranch Rd, Harwood, TX 78632 · Last verified August 2026

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 720 sqft · built 2012
Lot Size57 acres (2,486,840 sqft)
Owner2 Individual Names on File
Tax Bill$7,000 (2026)
Deeds & MortgagesJan 2018 Construction Loan
Jan 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN0100875-000-040-00

Property Details

APN / Parcel Number

Primary APN0100875-000-040-00
Alternative APNs
  • R13105
  • 13105

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Lot Area2,486,840 sqft (57 acres)
Garage TypeAttached
Garage Area306 sqft

Exterior Amenities

PorchSlab
Porch Area500 sqft
Patio Area1,380 sqft
Shed1 Shed
Shed Area288 sqft
Storage Building120 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number13105
Street Address1195 SANDY RANCH RD
CityHARWOOD
StateTX
Zip78632-4387
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSANDY FORK RANCHES, LOT 40, A-149, ACRES 57.09 A-149
Legal SubdivisionSANDY FORK RANCHES
Legal Tract1
Legal Lot Number40
JurisdictionCALDWELL TX
Township / Civil DivisionLULING
Census Block Group2
Census Block2034
Census Tract960600

Owner

Source: Caldwell County records · APN 0100875-000-040-00

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1195 SANDY RANCH RD, HARWOOD, TX 78632-4387
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2018Deed of Trust, Mortgage · Construction Mortgage
CAPITAL FARM CREDIT ACA
Jan 04, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL FARM CREDIT FLCA
Feb 17, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2017
Deed SaleFeb 17, 2017
Prior SaleNov 16, 2011
Deed Document Number2017813
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address1195 SANDY RANCH RD, HARWOOD, TX 78632-4387
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018000324
DateJan 24, 2018
Instrument2018-000324
Lender
NameCAPITAL FARM CREDIT ACA
TypeFunding / Finance Company
AddressBRYAN, TX 77802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address1195 SANDY RANCH RD, HARWOOD, TX 78632-4387
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOUTH LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017000064
DateJan 04, 2017
Instrument2017-000064
Lender
NameCAPITAL FARM CREDIT FLCA
TypeFunding / Finance Company
AddressBRYAN, TX 77802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL TX
Recording DateFeb 17, 2017
Property Address1195 SANDY RANCH RD, HARWOOD, TX 78632-4387
Document Number2017000813
Instrument DateFeb 13, 2017
Instrument2017-000813
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 KEVIN CT, 113, LA PORTE, TX 77571-9166

Transferred To (Grantee/Buyer)

NameVerified Name
Address1455 SANDY RANCH RD, HARWOOD, TX 78632-4245

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCaldwell County
Unified School DistrictLockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$7,000.00 (+36.03%)
2025$460,080 (+8.87%) Land $22,840 Building $437,240$1,181,270 (-11.82%) Land $744,030 Building $437,240
2024$5,146.00 (+15.43%)
2023$4,458.00 (-19.53%) Homeowner's exemption Senior Citizen's exemption$422,589 Land $61,470 Building $463,230$1,339,670 Land $876,440 Building $463,230
2022$5,540.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559606002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimMar 2018, river or lake flooding

Wildfire

Wildfire RiskModerate
above 54% of the US · above 30% of Texas
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Guadalupe Valley Electric CooperativeFixed Wireless (unlicensed)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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