1195 S State St, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 1195 S State St, Hillside, NJ 07205

Property Summary

Property Type	Single Family Home
Details	3,756 sqft · built 2001
Lot Size	0.125 acres (5,458 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Aug 2020)
Tax Bill	$20,041 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-00910-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`07-00910-0000-00002-01`
Alternative APNs	`07009100000000020001` `00292100`

Interior

Stories	2 Stories
Building Area	3,756 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,458 sqft (0.125 acres)
Lot Dimensions	88 ft deep x 62 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00292100
Street Address	1195 S STATE ST
City	HILLSIDE
State	NJ
Zip	07205-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40T
Legal Block	910
Legal Lot Number	2.1
Jurisdiction	UNION NJ
Township / Civil Division	HILLSIDE
Census Block Group	2
Census Block	2008
Census Tract	32401

Owner

1195 S State St is owned and occupied by two individuals who bought it in August 2020.

Source: Union County and Hillside Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1195 S STATE ST, HILLSIDE, NJ 07205-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Aug 27, 2020	Grant Deed, Transfer · Conventional with PMI OCMBC INC
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Apr 3, 2018	Quit Claim Deed, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Apr 3, 2018
Deed Document Number	2020327339
Deed Book / Page	6379 / 2439
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	0062540477
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1195 S STATE ST, HILLSIDE, NJ 07205-2609
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 S STATE ST, HILLSIDE, NJ 07205-2609

Mortgage

Document Number	0151210016
Date	Dec 9, 2021
Book Page	15121/16
Instrument	26798

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 11, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 27, 2020
Property Address	1195 S STATE ST, HILLSIDE, NJ 07205-2609
Document Number	0063792439
Book / Page	006379 / 002439
Instrument Date	Aug 20, 2020
Instrument	327339
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$589.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 S STATE ST HILLSIDE NJ 072052609, HILLSIDE, NJ 07205-2609

Mortgage

Document Number	147542079
Date	Aug 27, 2020
Book Page	014754/002079
Instrument	697497

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1195 S STATE ST, HILLSIDE, NJ 07205-2609
Document Number	0145522747
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 S STATE ST HILLSIDE NJ 072052609, HILLSIDE, NJ 07205-2609

Mortgage

Document Number	0145522747
Date	May 2, 2019
Book Page	014552/002747
Instrument	672121

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Apr 3, 2018
Property Address	1195 S STATE ST, HILLSIDE, NJ 07205-2609
Document Number	0062540477
Book / Page	006254 / 000477
Instrument Date	Mar 23, 2018
Instrument	298300
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	SIMPLICITY TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 S STATE ST HILLSIDE NJ 072052609, HILLSIDE, NJ 07205-2609

Mortgage

Document Number	144230950
Date	Apr 3, 2018
Book Page	014423/000950
Instrument	655523

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1195 S State St was $20,041, up 7.8% from the year before.

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Hillside Township
Unified School District	Hillside Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,200 (-) Land $55,000 Building $170,200	$225,200 (-) Land $55,000 Building $170,200
2025	$20,041.00 (+7.83%)	$225,200 Land $55,000 Building $170,200	$225,200 Land $55,000 Building $170,200
2024	$18,586.00
2023		$225,200 Land $55,000 Building $170,200	$225,200 Land $55,000 Building $170,200
2022	$17,878.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1195 S State St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (2011–2021)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1195 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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