1195 Rae St, Mount Morris, MI 48458 Property Records

Genesee County property record for 1195 Rae St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1950
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2026)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-06-576-138`

Property Details

APN / Parcel Number

Primary APN	`11-06-576-138`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1195 RAE ST
City	MOUNT MORRIS
State	MI
Zip	48458-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	LOT 184 MT MORRIS LITTLE FARMS
Legal Subdivision	MT MORRIS LITTLE FARMS SUBDIVISION
Legal Lot Number	184
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2005
Census Tract	12311

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1195 RAE ST, MOUNT MORRIS, MI 48458-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Oct 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Deed Document Number	202640789
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0000068249
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 7, 2026
Property Address	1195 RAE ST, MOUNT MORRIS, MI 48458-1726
Document Number	0000040789
Instrument Date	Jul 1, 2026
Instrument	202640789
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,633.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 RAE ST, MOUNT MORRIS, MI 48458-1726

Mortgage

Document Number	0000040790,
Date	Jul 7, 2026
Instrument	2026740790

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 29, 2019
Property Address	1195 RAE ST, MOUNT MORRIS, MI 48458-1726
Document Number	0000068249
Instrument Date	Oct 23, 2019
Instrument	68249
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1195 RAE ST MOUNT MORRIS MI 484581726, MOUNT MORRIS, MI 48458-1726

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,500 (+5.95%) Land $4,400 Building $56,100	$121,000 (+5.95%) Land $8,800 Building $112,200
2025	$1,032.00 (-2.46%) Homeowner's exemption	$57,100 (+28.89%)	$114,200 (+28.89%)
2024	$1,058.00 (+15.63%)
2023		$44,300	$88,600
2021	$915.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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