1195 Palmers Dr, Silverthorne, CO 80498 Property Records

Summit County property record for 1195 Palmers Dr, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,658 sqft · built 1979
Lot Size	1.22 acres (53,578 sqft)
Owner	2 Individual Names on File
Last Sale	$1,575,000 (Dec 2025)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0140-02-016`

Property Details

APN / Parcel Number

Primary APN	`2097-0140-02-016`
Alternative APN	`1300632`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,658 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	1,026 sqft
Basement Area	837 sqft
Finished Basement	837 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	53,578 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1195 PALMERS DR
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 HIGH COUNTRY TRACTS SUB # 1
Legal Subdivision	HIGH COUNTRY TRACTS SUB
Legal Lot Number	8
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2014
Census Tract	102

Owner

1195 Palmers Dr is owned by two individuals who bought it in December 2025.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 706, SILVERTHORNE, CO 80498-0706
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage COLORADO STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	20251365569
Record Updated	Sep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Dec 5, 2025
Property Address	1195 PALMERS DR, SILVERTHORNE, CO 80498
Document Number	0001365569
Map Reference	DOC 104429
Instrument Date	Dec 4, 2025
Instrument	1365569
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1195 PALMERS DR, SILVERTHORNE, CO 80498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 706, SILVERTHORNE, CO 80498-0706

Mortgage

Document Number	0001365570
Date	Dec 5, 2025
Instrument	1365570

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	1195 PALMERS DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1246486
Date	Jan 6, 2021
Instrument	1246486

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	1195 PALMERS DR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Jun 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1199453
Date	Jun 4, 2019
Instrument	1199453

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	May 23, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Sep 6, 2017
Property Address	1195 PALMERS DR, SILVERTHORNE, CO 80498
Document Number	0001150743
Map Reference	DOC104429
Instrument Date	Aug 30, 2017
Instrument	1150743
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1414, SILVERTHORNE, CO 80498-1414

Mortgage

Document Number	0001150744
Date	Sep 6, 2017
Instrument	1150744

Lender

Name	COLORADO STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1195 Palmers Dr was $5,329, up 14.3% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 (+14.33%)	$104,427 (+15.87%)	$1,535,700 Land $393,756 Building $1,141,944
2024	$4,661.00 (-4.27%)	$90,128 (-)
2023	$4,869.00 (+21.54%)	$90,128 (+28.55%)	$1,345,200 (+33.35%) Land $462,000 Building $883,200
2022	$4,006.00	$70,112	$1,008,800 Land $266,900 Building $741,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1195 Palmers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1195 Palmers Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

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