1195 Nelson Ave, Lapeer, MI 48446 Property Records

Lapeer County property record for 1195 Nelson Ave, Lapeer, MI 48446

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,096 sqft · built 1954
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2022)
Tax Bill	$764 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-130-006-00`

Property Details

APN / Parcel Number

Primary APN	`008-130-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	896 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Condo/Apartment
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	75 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1195 NELSON AVE
City	LAPEER
State	MI
Zip	48446-9670
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	UNIT 6: VASA COUNTRY CLUB CONDOMINIUM IN ELBA TOWNSHIP LAPEER COUNTY MI. DESIGNATED AS LAPEER COUNTY CONDOMINIUM SUBDIVISION
Legal Subdivision	VASA COUNTRY CLUB CONDO
Legal Unit	6
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2012
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1195 NELSON AVE, LAPEER, MI 48446-9670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ELGA CREDIT UNION
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Aug 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	May 13, 2010 · Amount on Record
Deed Book / Page	3288 / 793
Prior Transfer Date	Apr 14, 2010
Prior Transfer Doc	0024410429
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 20, 2022
Property Address	1195 NELSON AVE, LAPEER, MI 48446-9670
Document Number	0032880793
Book / Page	3288 / 793
Instrument Date	Apr 11, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1195 NELSON AVE, 1195, LAPEER, MI 48446-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 NELSON AVE, LAPEER, MI 48446-9670

Mortgage

Document Number	0003288795
Date	Apr 20, 2022
Instrument	3288/795

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1195 NELSON AVE, LAPEER, MI 48446-9670
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 NELSON AVE, LAPEER, MI 48446-9670

Mortgage

Document Number	0031420078
Date	Oct 29, 2020
Book Page	3142/78

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 9, 2017
Property Address	1195 NELSON AVE, LAPEER, MI 48446-9670
Document Number	0029100546
Book / Page	002910 / 000546
Instrument Date	Jun 17, 2017
Transaction Type	Transfer
Record Updated	Sep 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4103 S MILL RD DRYDEN MI 484289342, DRYDEN, MI 48428-9342

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,800 (+8.09%)	$165,600 (+8.09%)
2025	$764.00 (+4.09%) Homeowner's exemption	$76,600 (+0.13%)	$153,200 (+0.13%)
2024	$734.00 (+10.54%)
2023		$76,500	$153,000
2022	$664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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