1195 Montego, #B, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 1195 Montego, #B, Walnut Creek, CA 94598

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,693 sqft · built 2009
Lot Size	0.031 acres (1,330 sqft)
Owner	Trust Name on File
Last Sale	$1,310,000 (May 2022)
Tax Bill	$11,822 (2025)
Deeds & Mortgages	Mar 2023 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-430-002`

Property Details

APN / Parcel Number

Primary APN	`140-430-002`
Alternative APN	`140-430-002-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
1st Floor Area	749 sqft
2nd Floor Area	944 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Lot Area	1,330 sqft (0.031 acres)
Garage Type	Attached
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1195 MONTEGO, B
City	WALNUT CREEK
State	CA
Zip	94598-2953
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	204 PM 25 UNIT B
Legal Subdivision	SUBDIVISION MS 806
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	343002

Owner

1195 Montego, #B is owner-occupied and held in a trust since May 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1195 MONTEGO, WALNUT CREEK, CA 94598-2953
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Intrafamily Transfer, Transfer
May 17, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 20, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Mar 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202284272
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0000053295
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 22, 2023
Property Address	1195 MONTEGO # B, B, WALNUT CREEK, CA 94598-2953
Document Number	0000027005
Map Reference	MB 204 PG 25&26
Instrument Date	Mar 16, 2023
Instrument	2023-027005
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1195 MONTEGO # B, B, WALNUT CREEK, CA 94598-2953

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 17, 2022
Property Address	1195 MONTEGO # B, B, WALNUT CREEK, CA 94598-2953
Document Number	0000084272
Map Reference	MB 204 PG 25&26
Instrument Date	May 11, 2022
Instrument	2022-084272
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1195 MONTEGO, WALNUT CREEK, CA 94598-2953

Mortgage

Document Number	0000084273
Date	May 17, 2022
Instrument	2022-084273

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2020
Property Address	1195 MONTEGO # B, B, WALNUT CREEK, CA 94598-2953
Document Number	0000158892
Instrument Date	Jul 23, 2020
Instrument	158892
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1195 MONTEGO #B WALNUT CREEK CA 945982953, B, WALNUT CREEK, CA 94598-2953

Mortgage

Document Number	158893
Date	Jul 31, 2020
Instrument	158893

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 20, 2018
Property Address	1195 MONTEGO # B, B, WALNUT CREEK, CA 94598-2953
Document Number	0000116427
Map Reference	DOC2010-79203
Instrument Date	Jul 12, 2018
Instrument	2018-116427
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1195 MONTEGO # B, B, WALNUT CREEK, CA 94598-2953

Mortgage

Document Number	0000116428
Date	Jul 20, 2018
Instrument	2018-116428

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2017
Property Address	1195 MONTEGO # B, B, WALNUT CREEK, CA 94598-2953
Document Number	0000053295
Instrument Date	Mar 10, 2017
Instrument	53295
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1195 MONTEGO #B WALNUT CREEK CA 945982953, B, WALNUT CREEK, CA 94598-2953

Tax Assessment & Valuation

The 2025 property tax bill for 1195 Montego, #B was $11,822 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$975,000 (-2.5%) Land $675,000 Building $300,000
2025	$11,822.00 Homeowner's exemption	$1,000,000 Land $695,000 Building $305,000
2023	$11,789.00 (+9.8%) Homeowner's exemption	$1,336,200 Land $928,200 Building $408,000
2022	$10,737.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1195 Montego, #B in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1195 Montego, #B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Sonic Telecom, Verizon.

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