1195 Masterpiece Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1195 Masterpiece Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,415 sqft · built 1991
Lot Size0.137 acres (5,967 sqft)
OwnerIndividual Name on File
Last Sale$618,000 (Dec 2018)
Tax Bill$7,743 (2025)
Deeds & MortgagesMay 2020 Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161-680-18-00

Property Details

APN / Parcel Number

Primary APN161-680-18-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,415 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area5,967 sqft (0.137 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1195 MASTERPIECE DR
CityOCEANSIDE
StateCA
Zip92057-7805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-1 (Res)
Legal DescriptionLOT 74 TR 012420
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012420
Legal Block2
Legal Lot Number74
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2006
Census Tract18524

Owner

Source: San Diego County records · APN 161-680-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1195 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Dec 12, 2018Grant Deed, Transfer · Conventional Mortgage
ONETRUST HM LOANS
May 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
CASHCALL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2018 · Amount on Record
Deed SaleDec 12, 2018 · Amount on Record
Prior SaleApr 03, 2003 · Amount on Record
Deed Document Number2018509789
Prior Transfer DateJun 18, 2015
Prior Transfer Doc0000375891
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1195 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000237388
DateMay 11, 2020
Instrument2020-0237388
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 12, 2018
Property Address1195 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number0000509789
Instrument DateNov 29, 2018
Instrument509789
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$679.80
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1195 MASTERPIECE DR OCEANSIDE CA 920577805, OCEANSIDE, CA 92057-7805

Mortgage

Document Number509790
DateDec 12, 2018
Instrument509790
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1195 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number0000244972
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedJun 08, 2017
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1195 MASTERPIECE DR OCEANSIDE CA 920577805, OCEANSIDE, CA 92057-7805

Mortgage

Document Number0000244972
DateJun 01, 2017
Instrument244972
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$703,170 (+2%) Land $432,371 Building $270,799
2025$7,743.00 (+5.1%)$689,384 (+4.04%) Land $423,894 Building $265,490
2023$7,367.00 (+1.53%)$662,617 Land $407,435 Building $255,182
2022$7,256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, San Diego Broadband, T-Mobile USA.

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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