Polk County property record for 1195 Lisa Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 1973 |
| Lot Size | 0.373 acres (16,230 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (Mar 2018) |
| Tax Bill | $3,122 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-17-428310-000200 |
| Primary APN | 25-30-17-428310-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,230 sqft (0.373 acres) |
| Lot Dimensions | 140 ft deep x 117 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 756 sqft |
| Street Address | 1195 LISA LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | KISSENGEN HEIGHTS PB 58 PG 23 LOT 20 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 17 |
| Legal Subdivision | KISSENGEN HEIGHTS |
| Legal Tract | 428310 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 15102 |
1195 Lisa Ln is owned and occupied by an individual who bought it in March 2018.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1195 LISA LN, BARTOW, FL 33830-7426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 16, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Prior Sale | Mar 24, 2004 · Amount on File |
| Deed Document Number | 201857285 |
| Deed Book / Page | 10425 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1195 LISA LN, BARTOW, FL 33830-7426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1195 LISA LN, BARTOW, FL 33830-7426 |
| Document Number | 0000071781 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 12164/2118 |
| Instrument | 2022071781 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 1195 LISA LN, BARTOW, FL 33830-7426 |
| Document Number | 0104250376 |
| Book / Page | 010425 / 000376 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 57285 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1018 CANAL DR W LAKELAND FL 338012979, LAKELAND, FL 33801-2979 |
| Document Number | 104250378 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 010425/000378 |
| Instrument | 57286 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2048 |
The 2025 property tax bill for 1195 Lisa Ln was $3,122 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,448 (+4.56%) | $301,032 (+4.07%) Land $30,000 Building $271,032 | |
| 2025 | $3,122.00 Homeowner's exemption | $214,652 | $289,246 Land $28,000 Building $261,246 |
| 2023 | $3,275.00 (+14.43%) Homeowner's exemption | $202,527 (+3%) | $293,462 (+21.91%) Land $27,000 Building $266,462 |
| 2022 | $2,862.00 Homeowner's exemption | $196,628 | $240,729 Land $19,042 Building $221,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1195 Lisa Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1195 Lisa Ln is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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