1195 Hwy OO, Pacific, MO 63069 Property Records

Franklin County property record for 1195 Hwy OO, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Jul 1998)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1-01.0-0-003-011.000`

Property Details

APN / Parcel Number

Primary APN	`19-1-01.0-0-003-011.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	1195 HIGHWAY OO
City	PACIFIC
State	MO
Zip	63069-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:4 NORTH RIDGE ESTATES 1
Legal Range	02E
Legal Township	43
Legal Section	01
Legal Subdivision	NORTH RIDGE ESTATES
Legal Block	3
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	2
Census Block	2007
Census Tract	800702

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1195 HIGHWAY OO, PACIFIC, MO 63069-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Sep 29, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 31, 2017	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1998 · Amount on Record
Deed Sale	Jul 23, 1998 · Amount on Record
Deed Document Number	1103-00215
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1195 HIGHWAY OO, PACIFIC, MO 63069-5913
Document Number	0000007581
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 HIGHWAY OO PACIFIC MO 630695913, PACIFIC, MO 63069-5913

Mortgage

Document Number	0000007581
Date	May 26, 2020
Instrument	7581

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1195 HIGHWAY OO, PACIFIC, MO 63069-5913
Document Number	0000013926
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 HIGHWAY OO PACIFIC MO 630695913, PACIFIC, MO 63069-5913

Mortgage

Document Number	0000013926
Date	Oct 9, 2018
Instrument	13926

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1195 HIGHWAY OO, PACIFIC, MO 63069-5913
Document Number	0000013796
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 HIGHWAY OO PACIFIC MO 630695913, PACIFIC, MO 63069-5913

Mortgage

Document Number	0000013796
Date	Sep 11, 2017
Instrument	13796

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,808.00 (+12.64%)	$39,302 (+11.36%)	$206,850 (+11.35%) Land $29,000 Building $177,850
2023	$2,493.00 (+13.58%)	$35,294	$185,760 Land $27,000 Building $158,760
2022	$2,195.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless	600 / 100
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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