1195 Gator Ct, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1195 Gator Ct, Arnold, MD 21012

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,567 sqft · built 1986
Lot Size0.046 acres (2,000 sqft)
OwnerIndividual Name on Record
Last Sale$286,000 (Apr 2021)
Tax Bill$3,600 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-878-90031953

Property Details

APN / Parcel Number

Primary APN03-878-90031953
Alternative APNs
  • 3-878-90031953
  • 87890031953

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,567 sqft Living Area
1st Floor Area603 sqft
Basement Area361 sqft
Finished Basement361 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number87890031953
Street Address1195 GATOR CT
CityARNOLD
StateMD
Zip21012-1971
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR5
Legal DescriptionU 207 BLD30 SC 1 PL2 ULMSTEAD GARDENS
Legal SubdivisionULMSTEAD GARDENS
Legal Block2
Legal Lot Number207
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2012
Census Tract731107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3012 STRIPED MAPLE CT, CHARLOTTE, NC 28215-6717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 7, 2021Deed, Transfer · FHA Mortgage
1ST PREFERENCE MORTGAGE CORP
Jan 21, 2020Quit Claim Deed, Transfer
FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS
Sep 24, 2019Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2021 · Amount on Record
Deed SaleApr 7, 2021 · Amount on Record
Prior SaleSep 24, 2019 · Amount on Record
Deed Book / Page36491 / 214
Prior Transfer DateNov 5, 2019
Prior Transfer Doc0340910211
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1195 GATOR CT, ARNOLD, MD 21012-1971
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyHOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0344930168
DateApr 27, 2020
Book Page34493/168
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 7, 2021
Property Address1195 GATOR CT, ARNOLD, MD 21012-1971
Document Number0364910214
Book / Page36491 / 214
Map ReferenceMB 91 PG 44
Instrument DateMar 24, 2021
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyMARYLAND TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1195 GATOR CT, ARNOLD, MD 21012-1971

Mortgage

Document Number0036491220
DateApr 7, 2021
Instrument36491/220
Lender
Name1ST PREFERENCE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 21, 2020
Property Address1195 GATOR CT, ARNOLD, MD 21012-1971
Document Number0340910211
Book / Page034091 / 000211
Instrument DateNov 5, 2019
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyFREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1195 GATOR CT ARNOLD MD 210121971, ARNOLD, MD 21012-1971

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 24, 2019
Property Address1195 GATOR CT, ARNOLD, MD 21012-1971
Document Number0336120322
Book / Page33612 / 322
Map ReferenceMB 91 PG 44
Instrument DateSep 9, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyFREESTATE TTL SVCS OF ANNAPO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,287.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1195 GATOR CT, ARNOLD, MD 21012-1971

Mortgage

Document Number33612329
DateSep 24, 2019
Instrument33612/329
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,267 (+7.79%)$355,200 (-) Land $175,000 Building $180,200
2025$3,600.00 (+2.48%) Homeowner's exemption$307,333 (+10.99%)$355,200 (+25.34%) Land $175,000 Building $180,200
2024$3,513.00 (+17.1%)
2023$3,000.00 Homeowner's exemption$276,900$283,400 Land $145,000 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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