1195 Gates Rd, Gates, TN 38037 Property Records

Lauderdale County property record for 1195 Gates Rd, Gates, TN 38037

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,647 sqft · built 1978
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Nov 2007)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049039 02901`

Property Details

APN / Parcel Number

Primary APN	`049039 02901`
Alternative APN	`039 02901`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,647 sqft Living Area
1st Floor Area	2,647 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1195 GATES RD
City	GATES
State	TN
Zip	38037-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 17, COUNTY AREA: F10 1 ADDITIONAL MOBILE HOME
Legal Subdivision	LINDSEY SUBDIVISION
Legal Lot Number	1
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	2
Census Block	2025
Census Tract	50300

Owner

Source: Lauderdale County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1195 GATES RD, GATES, TN 38037-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2007 · Amount on Record
Deed Sale	Nov 14, 2007 · Amount on Record
Prior Sale	Jul 3, 2007 · Amount on Record
Deed Book / Page	579 / 776
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	1195 GATES RD, GATES, TN 38037-4007
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000804/578
Date	Apr 23, 2024
Book Page	804/578
Instrument	205990

Lender

Name	BANKTENNESSEE
Type	Bank
Address	312 CLEVELAND ST, RIPLEY, TN 38063

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 19, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (-0.47%)	$41,950 (-) Land $3,325 Building $38,625
2023		$41,950 (-4.88%) Land $3,325 Building $38,625
2022		$44,100 Land $5,475 Building $38,625
2021			$167,800 Land $13,300 Building $154,500
2018	$1,070.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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