1195 Emmett Rd, Etlan, VA 22719 Property Records

Madison County property record for 1195 Emmett Rd, Etlan, VA 22719

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,406 sqft · built 2000
Lot Size	13 acres (566,280 sqft)
Owner	Company Name on File
Last Sale	$605,000 (Mar 2021)
Tax Bill	$4,047 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-8C`

Property Details

APN / Parcel Number

Primary APN	`15-8C`
Alternative APN	`8082`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,406 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	1,244 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	566,280 sqft (13 acres)
Terrain	Rolling
Garage Type	Built-in

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	72 sqft
Balcony Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8082
Street Address	1195 EMMETT RD
City	ETLAN
State	VA
Zip	22719-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 210000629 13.000 AC 15-8C RT 644
Jurisdiction	MADISON VA
Township / Civil Division	ROBERTSON
Census Block Group	1
Census Block	1031
Census Tract	930202

Owner

1195 Emmett Rd is owned by a company that bought it in March 2021.

Source: Madison County records, as of August 28, 2026

Owner of Record	Company Name on File
Mailing Address	1195 EMMETT RD, ETLAN, VA 22719-1959
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Mar 26, 2021	Bargain and Sale Deed, Transfer · Commercial Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Nov 17, 2016 · Amount on File
Deed Document Number	2021629
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	1195 EMMETT RD, ETLAN, VA 22719-1959
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000382
Date	Mar 16, 2020
Instrument	200000382

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2060

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	1195 EMMETT RD, ETLAN, VA 22719-1959
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001771
Date	Nov 4, 2020
Instrument	200001771

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	1195 EMMETT RD, ETLAN, VA 22719-1959
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000818
Date	Apr 21, 2021
Instrument	210000818

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MADISON VA
Recording Date	Mar 26, 2021
Property Address	1195 EMMETT RD, ETLAN, VA 22719-1959
Document Number	0210000629
Map Reference	MB 24 PG 12
Instrument Date	Mar 1, 2021
Instrument	210000629
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, BLUE RIDGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 EMMETT RD, ETLAN, VA 22719-1959

Mortgage

Document Number	0210000630
Date	Mar 26, 2021
Instrument	210000630

Lender

Name	M & T BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1195 Emmett Rd was $4,047, up 6.1% from the year before.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,047.00 (+6.14%)	$763,700 (+2.13%) Land $232,000 Building $531,700	$763,700 (+2.13%) Land $232,000 Building $531,700
2025	$3,813.00	$747,800 Land $232,000 Building $515,800	$747,800 Land $232,000 Building $515,800
2023	$3,453.00	$466,700 Land $156,000 Building $310,700	$466,700 Land $156,000 Building $310,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1195 Emmett Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1995–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1195 Emmett Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	25 / 5

Cell Coverage

No cell data coverage reported

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