1195 E Spring St, Cookeville, TN 38501 Property Records

Putnam County property record for 1195 E Spring St, Cookeville, TN 38501

Property Summary

Property TypeMedical Building
Details2 ba · 5,258 sqft · built 2003
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (May 2002)
Tax Bill$13,458 (2022)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN071053M B 00105

Property Details

APN / Parcel Number

Primary APN071053M B 00105
Alternative APN
  • 053M B 00105

Interior

Full Baths2 Baths
Stories1 Story
Building Area5,258 sqft Total Area
1st Floor Area3,934 sqft
Upper Floors Area2,450 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions132 ft deep x 203 ft wide
TerrainRolling
Canopy236 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1195 E SPRING ST
CityCOOKEVILLE
StateTN
Zip38501-3652
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Legal DescriptionDISTRICT: 01, COUNTY AREA: T01
Legal SubdivisionSTROUDS DIVISION
Legal Lot Number2 144
JurisdictionPUTNAM TN
Township / Civil Division1
Census Block Group1
Census Block1042
Census Tract600

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address131 INDIAN LAKE BLVD STE 202, 202, HENDERSONVILLE, TN 37075-6207
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2002 · Amount on Record
Deed SaleMay 10, 2002 · Amount on Record
Deed Document Number0000440739
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address1195 E SPRING ST, COOKEVILLE, TN 38501-3652
Document NumberRB1103446
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 INDIAN LAKE BLVD #202 HENDERSONVILLE TN 370756207, 202, HENDERSONVILLE, TN 37075-6207

Mortgage

Document NumberRB1103446
DateFeb 11, 2019
Book Page001103/000446
Instrument222758
Lender
NameCUMBERLAND CAP PTRS LLC
Address345 S JEFFERSON AVE # 306, COOKEVILLE, TN 38501-3456
Agreement
AmountAmount Recorded
Term240 Months
DueFeb 10, 2039

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
MunicipalityCookeville City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$354,400 (-13.31%) Land $92,000 Building $262,400
2023$408,800 Land $92,000 Building $316,800
2022$13,458.00
2021$886,000 Land $230,000 Building $656,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE WATER DEPT
serves 49,711 people · EPA ID TN0000133
Water SourceSurface water
Last State InspectionJan 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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