1195 Clearwater Ln, Springfield, OR 97478 Property Records

Lane County property record for 1195 Clearwater Ln, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,878 sqft · built 1973
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$686,500 (Oct 2021)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`18-02-05-00-02205-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-05-00-02205-000`
Alternative APN	`1045135`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,878 sqft Finished Area
1st Floor Area	2,037 sqft
Basement Area	841 sqft
Finished Basement	841 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Carport	Carport
Carport Area	460 sqft
Driveway	Driveway
Driveway Area	4,239 sqft
Parking Spaces	6 Parking Spaces
Patio Area	486 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1045135
Street Address	1195 CLEARWATER LN
City	SPRINGFIELD
State	OR
Zip	97478-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SUBD:HEADLEE SEC/TWN/RNG/MER:SEC 05 TWN 18 RNG 02
Legal Range	02W
Legal Township	18S
Legal Section	05
Legal Subdivision	HEADLEE
Legal Lot Number	2205
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4004
Census Tract	3500

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1195 CLEARWATER LN, SPRINGFIELD, OR 97478-8526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Dec 6, 1999 · Amount on Record
Deed Document Number	2021-067329
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 22, 2021
Property Address	1195 CLEARWATER LN, SPRINGFIELD, OR 97478-8526
Document Number	0000067329
Map Reference	MB 63 PG 23
Instrument Date	Oct 4, 2021
Instrument	2021-067329
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1195 CLEARWATER LN, SPRINGFIELD, OR 97478-8526

Mortgage

Document Number	0000067330
Date	Oct 22, 2021
Instrument	2021-067330

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1195 CLEARWATER LN, SPRINGFIELD, OR 97478-8526
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018355
Date	Mar 17, 2021
Instrument	2021-018355

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,597.00 (+14.95%)	$513,257 (+6.09%)	$873,449 (+10.56%) Land $205,711 Building $667,738
2023	$4,869.00 (+4.28%)	$483,795 (+3%)	$790,025 (+3.16%) Land $190,286 Building $599,739
2022	$4,669.00	$469,704	$765,851 Land $195,725 Building $570,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Hunter Communications.

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