1195 Cedar Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1195 Cedar Ave, Shady Side, MD 20764

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 3,693 sqft · built 2025
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$674,900 (Nov 2025)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-155-00256400`

Property Details

APN / Parcel Number

Primary APN	`07-155-00256400`
Alternative APNs	`7-155-00256400` `15500256400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,693 sqft Gross Area
1st Floor Area	791 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15500256400
Street Address	1195 CEDAR AVE
City	SHADY SIDE
State	MD
Zip	20764-9514
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R5
Legal Description	LT 1 BK 7 CEDARHURST ON THE BAY
Legal Subdivision	CEDARHURST ON THE BAY
Legal Block	7
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	707001

Owner

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1195 CEDAR AVE, SHADY SIDE, MD 20764-9514
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed, Transfer · VA Mortgage NAVY FCU
Dec 21, 2022	Intrafamily Transfer, Transfer
Jan 7, 2021	Grant Deed, Transfer MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Feb 20, 2025 · Amount on Record
Deed Book / Page	41838 / 206
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	0393510103
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 18, 2025
Property Address	1195 CEDAR AVE, SHADY SIDE, MD 20764-9514
Document Number	0418380206
Book / Page	41838 / 206
Map Reference	MB 15 PG 11
Instrument Date	Nov 5, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	ARGYLE TITLE LLC, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1195 CEDAR AVE, SHADY SIDE, MD 20764-9514

Mortgage

Document Number	0041838214
Date	Nov 18, 2025
Instrument	41838/214

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 21, 2022
Property Address	1195 CEDAR AVE, SHADY SIDE, MD 20764-9514
Document Number	0393510103
Book / Page	39351 / 103
Map Reference	MB 15 PG 11
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2118 ARKANSAS AVE, ENGLEWOOD, FL 34224-5618

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 7, 2021
Property Address	1195 CEDAR AVE, SHADY SIDE, MD 20764-9514
Document Number	0358830275
Book / Page	035883 / 000275
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 CEDAR AVE SHADY SIDE MD 20764, SHADY SIDE, MD 20764

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,100 (+616.51%) Land $157,300 Building $471,800	$629,100 (+616.51%) Land $157,300 Building $471,800
2025	$1,152.00 (-0.52%)	$87,800 (-) Land $87,800	$87,800 (-) Land $87,800
2024	$1,158.00 (+20.88%)
2023	$958.00	$87,800 Land $87,800	$87,800 Land $87,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 250 policies
Nearby Flood Policies	250 in force
Nearby Flood Claims	200 (1979–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 147 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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