1195 Boy Scout Rd, Oakland, MD 21550 Property Records

Garrett County property record for 1195 Boy Scout Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	6 ba · 1,974 sqft · built 1996
Lot Size	5.87 acres (255,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2020)
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-064030`

Property Details

APN / Parcel Number

Primary APN	`18-064030`
Alternative APN	`064030`

Interior

Full Baths	6 Baths
Stories	1 Story
Building Area	1,974 sqft Total Area
Basement Area	936 sqft
Finished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	255,697 sqft (5.87 acres)
Porch	Slab
Porch Area	156 sqft
Deck Area	438 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064030
Street Address	1195 BOY SCOUT RD
City	OAKLAND
State	MD
Zip	21550-7070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.87 AC LOT H SECT 2 FARMUSE SUB
Legal Subdivision	FARMUSE SUB
Legal Lot Number	H
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1020
Census Tract	502

Owner

Source: Garrett County records, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1195 BOY SCOUT RD, OAKLAND, MD 21550-7070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 11, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 13, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Nov 13, 2017 · Amount on Record
Deed Book / Page	2234 / 39
Prior Transfer Date	Oct 30, 2014
Prior Transfer Doc	0018380132
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	1195 BOY SCOUT RD, OAKLAND, MD 21550-7070
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 BOY SCOUT RD, OAKLAND, MD 21550-7070

Mortgage

Document Number	0025270231
Date	Dec 1, 2023
Book Page	2527/231

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 11, 2020
Property Address	1195 BOY SCOUT RD, OAKLAND, MD 21550-7070
Document Number	0022340039
Book / Page	2234 / 39
Map Reference	MB 4 PG 29
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 COLE DR, MC KEES ROCKS, PA 15136-4106

Mortgage

Document Number	0000223444
Date	Sep 11, 2020
Instrument	2234/44

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 13, 2017
Property Address	1195 BOY SCOUT RD, OAKLAND, MD 21550-7070
Document Number	0020400349
Book / Page	2040 / 0349
Map Reference	MB4 PG29
Instrument Date	Nov 10, 2017
Instrument	2040-0349
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 OSAGE RD, COCKEYSVILLE, MD 21030-2647

Mortgage

Document Number	20400366
Date	Nov 13, 2017
Instrument	2040-0366

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,598.00 (+57.7%) Homeowner's exemption	$822,100 (+77.07%) Land $131,500 Building $690,600	$822,100 (+41.99%) Land $131,500 Building $690,600
2023	$5,452.00	$464,267	$579,000 Land $131,500 Building $447,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Pogozone powered by Neubeam, Verizon.

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