1195 Atkinson Rd, Harmon, IL 61042 Property Records

Lee County property record for 1195 Atkinson Rd, Harmon, IL 61042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1976
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,500 (Aug 2025)
Tax Bill	$5,740 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-02-200-006`

Property Details

APN / Parcel Number

Primary APN	`10-13-02-200-006`
Alternative APNs	`144807` `172564`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	1,948 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Lot Area	111,078 sqft (2.55 acres)
Garage Area	728 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	172564
Street Address	1195 ATKINSON RD
City	HARMON
State	IL
Zip	61042-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NEQ NEQ 2-20-8
Legal Range	08
Legal Township	20
Legal Section	02
Jurisdiction	LEE IL
Township / Civil Division	HARMON
Census Block Group	2
Census Block	2158
Census Tract	700

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1195 ATKINSON RD, HARMON, IL 61042-9755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Deed Document Number	20252845
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	1195 ATKINSON RD, HARMON, IL 61042-9755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003172
Date	Aug 1, 2017
Instrument	2017003172

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Harmon Township
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,740.00	$86,210 Land $8,909 Building $77,301	$258,630 Land $26,727 Building $231,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3