11949 Prince Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 11949 Prince Ct, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,506 sqft · built 1972
Lot Size0.406 acres (17,698 sqft)
OwnerIndividual Name on Record
Last Sale$103,000 (Aug 1988)
Tax Bill$3,429 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-028232

Property Details

APN / Parcel Number

Primary APN03-028232
Alternative APNs
  • 3028232
  • 028232

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,506 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area17,698 sqft (0.406 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number028232
Street Address11949 PRINCE CT
CityDUNKIRK
StateMD
Zip20754-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 21 BLK D 11949 PRINCE CT CAVALIER COUNTRY
Legal SubdivisionCAVALIER COUNTRY
Legal BlockD
Legal Lot Number21
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2004
Census Tract860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11949 PRINCE CT, DUNKIRK, MD 20754-9606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jan 7, 2019Deed of Trust, Mortgage · ARM
M & T BANK
Jun 22, 2018Loan Modification, Mortgage · Conventional Mortgage
MANUFACTURERS & TRADERS TR
Dec 7, 2016Loan Modification, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 1988 · Amount on Record
Deed SaleAug 3, 1988 · Amount on Record
Deed Book / Page447 / 200
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11949 PRINCE CT, DUNKIRK, MD 20754-9606
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11949 PRINCE CT, DUNKIRK, MD 20754-9606

Mortgage

Document Number0062450124
DateMar 23, 2022
Book Page6245/124
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11949 PRINCE CT, DUNKIRK, MD 20754-9606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053030546
DateJan 7, 2019
Book Page5303/546
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJan 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.75%
IndexLIBOR
Max Rate9.75%

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address11949 PRINCE CT, DUNKIRK, MD 20754-9606
Document Number0052190342
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address11949 PRINCE CT DUNKIRK MD 207549606, DUNKIRK, MD 20754-9606

Mortgage

Document Number0052190342
DateJul 16, 2018
Book Page005219/000342
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address11949 PRINCE CT, DUNKIRK, MD 20754-9606
Document Number0049180158
Book / Page004918 / 000158
Instrument DateDec 7, 2016
Transaction TypeMortgage
Record UpdatedOct 10, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11949 PRINCE CT DUNKIRK MD 207549606, DUNKIRK, MD 20754-9606

Mortgage

Document Number0049180158
DateJan 3, 2017
Book Page004918/000158
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,900 (+11.85%)$330,100 (+9.02%) Land $136,300 Building $193,800
2025$3,429.00 (+18.36%)
2023$2,897.00 Homeowner's exemption$278,867$302,800 Land $136,300 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAVALIER COUNTRY
serves 381 people · EPA ID MD0040002
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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