11949 Main St, Roscoe, IL 61073 Property Records

Winnebago County property record for 11949 Main St, Roscoe, IL 61073

Property Summary

Property Type	Commercial
Lot Size	0.97 acres (42,253 sqft)
Owner	Company Name on File
Tax Bill	$4,558 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-326-018`

Property Details

APN / Parcel Number

Primary APN	`04-28-326-018`
Alternative APN	`428326018`

Exterior

Lot Area	42,253 sqft (0.97 acres)

Location & Zoning

Street Address	119XX MAIN ST
City	ROSCOE
State	IL
Zip	61073
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COMM NW COR LT 1 ROSCOE INDUSTRIAL PARK TH E 122.81 FT TO POB TH E 269.11 FTNW 179.53 FT SW 237.14 FT TH S 156.12FT TO POB PT SW1/4 SEC 28-46-2 .97A(C
Legal Subdivision	ROSCOE INDUSTRIAL PARK
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2002
Census Tract	3904

Owner

11949 Main St, a commercial property, is owned by a company.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	11949 MAIN ST, ROSCOE, IL 61073-9565
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Commercial Mortgage ST CHARLES BANK & TRUST CO
Sep 23, 2021	Deed, Transfer
Aug 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11949 MAIN ST, ROSCOE, IL 61073-9565
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004627
Date	Feb 25, 2026
Instrument	2604627

Lender

Name	ST CHARLES BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 23, 2021
Property Address	11949 MAIN ST, ROSCOE, IL 61073-9565
Document Number	0000033973
Map Reference	BK 36 PG 115
Instrument Date	Sep 16, 2021
Instrument	2133973
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11949 MAIN ST, ROSCOE, IL 61073-9565

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 25, 2021
Property Address	11949 MAIN ST, ROSCOE, IL 61073-9565
Document Number	0000030163
Map Reference	PB 36 PG 115
Instrument Date	Aug 22, 2021
Instrument	2130163
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PARK VIEW CT, ROCKTON, IL 61072-3317

Tax Assessment & Valuation

The 2025 property tax bill for 11949 Main St was $4,558.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,558.00	$54,260 Land $36,559 Building $17,701	$162,780 Land $109,677 Building $53,103
2022		$40,657 Land $27,393 Building $13,264	$121,971 Land $82,179 Building $39,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11949 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11949 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120

May also be available: Spectrum.

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