Callaway County property record for 11949 Lilac Ln, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 1,564 sqft · built 2025 |
| Lot Size | 3.89 acres (169,448 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $633 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-35.0-30-002-002.022 |
| Primary APN | 25-07.0-35.0-30-002-002.022 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Construction Type | Frame |
| Lot Area | 169,448 sqft (3.89 acres) |
| Account Number | 2507035030002002022 |
|---|---|
| Street Address | 11949 LILAC LN |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW AKA PT TRACT 3 OF S7/151 |
| Legal Tract | 3 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 70800 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11877 SPRUCE DR, HOLTS SUMMIT, MO 65043-1477 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Oct 31, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage THE CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 |
| Deed Sale | May 1, 2024 |
| Deed Document Number | 0000512910 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 1, 2026 |
| Property Address | 11949 LILAC LN, HOLTS SUMMIT, MO 65043-1403 |
| Document Number | 0000001822 |
| Book / Page | 526 / 425 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | MIDWESTERN TITLE, MIDWEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 11949 LILAC LN, HOLTS SUMMIT, MO 65043-1403 |
| Document Number | 0000001822, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 526/425 |
| Instrument | 20261822 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 11949 LILAC LN, HOLTS SUMMIT, MO 65043-1403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000516/433 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 516/433 |
| Instrument | 202405712 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633.00 | $47,775 | $251,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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