Saginaw County property record for 11946 Baumgartner Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1950 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Oct 2018) |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-11-3-29-3015-000 |
| Primary APN | 26-11-3-29-3015-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 257 ft deep x 150 ft wide |
| Garage Area | 1,568 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11946 BAUMGARTNER RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 150 FT OF N 290.5 FT OF W 10 ACRES OF SW 1/4 OF SW 1/4 1 ACRE SEC 29 T11N R3E |
| Legal Range | 03E |
| Legal Township | 11N |
| Legal Section | 29 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 11902 |
11946 Baumgartner Rd is owned and occupied by an individual who bought it in October 2018.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11946 BAUMGARTNER RD, SAINT CHARLES, MI 48655-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on File |
| Deed Sale | Oct 16, 2018 · Amount on File |
| Prior Sale | Apr 22, 2002 · Amount on File |
| Deed Document Number | 201826558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 16, 2018 |
| Property Address | 11946 BAUMGARTNER RD, SAINT CHARLES, MI 48655-9675 |
| Document Number | 0000026558 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 26558 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11946 BAUMGARTNER RD ST CHARLES MI 486559675, ST CHARLES, MI 48655-9675 |
The 2025 property tax bill for 11946 Baumgartner Rd was $1,809 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,000 | $118,000 | |
| 2025 | $1,809.00 Homeowner's exemption | ||
| 2023 | $51,000 | $102,000 | |
| 2022 | $1,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11946 Baumgartner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11946 Baumgartner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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