Mecklenburg County property record for 11945 Red Rust Ln, Charlotte, NC 28277
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,448 sqft · built 2007 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $543,000 (Aug 2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-151-54 |
| Primary APN | 229-151-54 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 1,291 sqft |
| Upper Floors Area | 1,157 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11945 RED RUST LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3627 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MX-1(INNOV |
| Legal Description | L15 BLDG 3 M47-415 |
| Legal Subdivision | SEDONA/STONE CRK RANCH |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5845 |
11945 Red Rust Ln, a townhouse, is owned and occupied by two individuals who bought it in August 2025.
Source: Mecklenburg County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11945 RED RUST LN, CHARLOTTE, NC 28277-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Feb 18, 2022 | Warranty Deed, Transfer |
| Oct 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Prior Sale | Feb 18, 2022 · Amount on File |
| Deed Document Number | 202577741 |
| Deed Book / Page | 39767 / 821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 2, 2026 |
| Property Address | 11945 RED RUST LN, CHARLOTTE, NC 28277-3627 |
| Document Number | 0000095368 |
| Book / Page | 40693 / 931 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202695368 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11945 RED RUST LN, CHARLOTTE, NC 28277-3627 |
| Document Number | 0000095368, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 40693/931 |
| Instrument | 202695368 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 18, 2022 |
| Property Address | 11945 RED RUST LN, CHARLOTTE, NC 28277-3627 |
| Document Number | 0000027141 |
| Book / Page | 37079 / 524 |
| Map Reference | MB 47 PG 415 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022027141 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11945 RED RUST LN, CHARLOTTE, NC 28277-3627 |
| Name | Verified Name |
|---|---|
| Address | 12S FREESIA CT, DANVILLE, CA 94506 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 16, 2017 |
| Property Address | 11945 RED RUST LN, CHARLOTTE, NC 28277-3627 |
| Document Number | 0000139609 |
| Book / Page | 32196 / 638 |
| Map Reference | MB47 PG415 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 2017139609 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BARRISTERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 COTTON FIELD RD, 405, FORT MILL, SC 29707-6903 |
| Name | Verified Name |
|---|---|
| Address | 11945 RED RUST LN, CHARLOTTE, NC 28277-3627 |
| Document Number | 0000139610 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 2017139610 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $425,700 Land $110,000 Building $315,700 | $425,700 Land $110,000 Building $315,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11945 Red Rust Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11945 Red Rust Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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