11945 Olson Rd, Harris, MN 55032 Property Records

Chisago County property record for 11945 Olson Rd, Harris, MN 55032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2010
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Last Sale$35,000 (Sep 2008)
Tax Bill$3,946 (2026)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00049-21

Property Details

APN / Parcel Number

Primary APN09-00049-21
Alternative APNs
  • 3187255
  • 3381639
  • 3465940
  • 3997176

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area2,892 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,640 sqft (0.91 acres)
Garage Area1,600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3997176
Street Address11945 OLSON RD
CityHARRIS
StateMN
Zip55032-3184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionSUBDIVISIONNAME SUNRISE PLANTATION LOT 001 BLOCK 001 SUBDIVISIONCD 09420
Legal Range020
Legal Township035
Legal Section05
Legal SubdivisionSUNRISE PLANTATION
Legal Block1
Legal Lot Number1
JurisdictionCHISAGO MN
Township / Civil DivisionSUNRISE
Census Block Group3
Census Block3043
Census Tract110202

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11945 OLSON RD, HARRIS, MN 55032-3184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2008 · Amount on Record
Deed SaleSep 2, 2008 · Amount on Record
Deed Document Number20089493
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHISAGO MN
Property Address11945 OLSON RD, HARRIS, MN 55032-3184
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, A-606306
DateJan 26, 2018
InstrumentA-606306
Lender
NameFIRST BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyChisago County
County SubdivisionSunrise Township
Unified School DistrictNorth Branch Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,946.00 (-11.56%)
2025$4,462.00 (+4.89%) Homeowner's exemption
2024$441,100 (+3.23%)$447,400 (+4.7%)
2023$4,254.00 (+5.04%) Homeowner's exemption$427,300 (+14.74%) Land $70,100 Building $357,200$427,300 (+13.7%) Land $70,100 Building $357,200
2022$4,050.00 (+2.32%) Homeowner's exemption$372,400 (+24.34%)$375,800 (+21.66%) Land $70,000 Building $305,800
2021$3,958.00$299,500$308,900 Land $53,000 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
GigFire
Fixed Wireless
150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Olson Rd

Nearby Streets

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