11945 Challenge Ct, Indianapolis, IN 46236 Property Records

Marion County property record for 11945 Challenge Ct, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,514 sqft · built 1991
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Tax Bill	$6,338 (2023)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-01-15-126-022.000-400`

Property Details

APN / Parcel Number

Primary APN	`49-01-15-126-022.000-400`
Alternative APN	`4028563`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,514 sqft Living Area
Gross Area	4,304 sqft
1st Floor Area	2,514 sqft
Basement Area	1,790 sqft
Finished Basement	1,342 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	29,185 sqft (0.669 acres)
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4028563
Old Parcel Number	4028563
Street Address	11945 CHALLENGE CT
City	INDIANAPOLIS
State	IN
Zip	46236-8616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADMIRALS POINTE SEC 9 L220
Legal Range	05
Legal Township	17
Legal Section	15
Legal Subdivision	ADMIRALS POINTE SEC 9
Legal Lot Number	220
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1015
Census Tract	330203

Owner

11945 Challenge Ct is owned and occupied by an individual who acquired it in March 2017.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11945 CHALLENGE CT, INDIANAPOLIS, IN 46236-8616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 27, 2020	Deed of Trust, Mortgage · Construction Mortgage UNION SAVINGS BANK
Mar 20, 2017	Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017
Deed Sale	Mar 20, 2017
Deed Document Number	0000032726
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	11945 CHALLENGE CT, INDIANAPOLIS, IN 46236-8616
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121359
Date	Nov 9, 2022
Instrument	A202200121359

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	11945 CHALLENGE CT, INDIANAPOLIS, IN 46236-8616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021826
Date	Feb 27, 2020
Instrument	A202000021826

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Mar 20, 2017
Property Address	11945 CHALLENGE CT, INDIANAPOLIS, IN 46236-8616
Document Number	0000032726
Map Reference	IN 8762886
Instrument Date	Mar 16, 2017
Instrument	A201700032726
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11945 CHALLENGE CT, INDIANAPOLIS, IN 46236-8616

Mortgage

Document Number	0000032727
Date	Mar 20, 2017
Instrument	A201700032727

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Consolidated City	Indianapolis City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,338.00 (+13.38%) Homeowner's exemption	$578,400 (+15.27%) Land $106,500 Building $471,900	$578,400 (+15.27%) Land $106,500 Building $471,900
2022	$5,590.00 (+12.07%) Homeowner's exemption	$501,800 Land $74,700 Building $427,100	$501,800 Land $74,700 Building $427,100
2021	$4,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11945 Challenge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11945 Challenge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Challenge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures