Pasco County property record for 11942 Gavin Ln, Odessa, FL 33556
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,848 sqft · built 2020 |
| Lot Size | 0.232 acres (10,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $452,045 (Dec 2020) |
| Tax Bill | $8,296 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-26-17-0120-01800-0010 |
| Primary APN | 20-26-17-0120-01800-0010 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,848 sqft Living Area |
| Gross Area | 3,717 sqft |
| Upper Floors Area | 1,102 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,115 sqft (0.232 acres) |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Driveway Area | 192 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 41841444 |
|---|---|
| Street Address | 11942 GAVIN LN |
| City | ODESSA |
| State | FL |
| Zip | 33556-2281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | STARKEY RANCH PARCEL C1 PB 81 PG 039 BLOCK 18 LOT 1 |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | STARKEY RANCH PCL C1 |
| Legal Tract | 120 |
| Legal Block | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 31701 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11942 GAVIN LN, ODESSA, FL 33556-2281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 10, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Deed Document Number | 2020209700 |
| Deed Book / Page | 10233 / 3457 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 11942 GAVIN LN, ODESSA, FL 33556-2281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11942 GAVIN LN, ODESSA, FL 33556-2281 |
| Document Number | 0107290831 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 10729/831 |
| Instrument | 2022250609 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 10, 2020 |
| Property Address | 11942 GAVIN LN, ODESSA, FL 33556-2281 |
| Document Number | 0102333457 |
| Book / Page | 010233 / 003457 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 209700 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,164.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11942 GAVIN LN ODESSA FL 335562281, ODESSA, FL 33556-2281 |
| Document Number | 102333459 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 010233/003459 |
| Instrument | 209701 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,296.00 (+7.53%) Homeowner's exemption | $294,180 (+5.98%) Land $104,961 Building $189,219 | $638,360 (+20.27%) Land $104,961 Building $533,399 |
| 2023 | $7,715.00 (+5.86%) Additional exemption filed | $277,570 (+3%) Land $82,281 Building $195,289 | $530,758 (+23.7%) Land $82,281 Building $448,477 |
| 2022 | $7,288.00 Homeowner's exemption | $269,490 Land $70,461 Building $199,029 | $429,058 Land $70,461 Building $358,597 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 689 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 689 in force |
| Nearby Flood Claims | 10 (2004–2025) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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