11940 Calle Cielo, Gilroy, CA 95020 Property Records

Santa Clara County property record for 11940 Calle Cielo, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,892 sqft · built 1978
Lot Size	2.21 acres (96,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,500 (Apr 2021)
Tax Bill	$17,085 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`779-36-010`

Property Details

APN / Parcel Number

Primary APN	`779-36-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,892 sqft Living Area
1st Floor Area	2,892 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	H-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	96,432 sqft
Lot Dimensions	287 ft deep x 336 ft wide
Terrain	Gentle Slope
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11940 CALLE CIELO
City	GILROY
State	CA
Zip	95020-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-SR
Legal Description	TRACT 6062 LOS RANCHOS DE UVAS BOOK 396 PAGE 1 PAGE 3 LOT 7
Legal Subdivision	LOS RANCHOS DE UVAS
Legal Tract	6062
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1038
Census Tract	512401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11940 CALLE CIELO, GILROY, CA 95020-9499
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 16, 2021	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Oct 17, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 17, 2019	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	202124923643
Prior Transfer Date	Apr 9, 2021
Prior Transfer Doc	0024923643
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	11940 CALLE CIELO, GILROY, CA 95020-9499
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11940 CALLE CIELO, GILROY, CA 95020-9499

Mortgage

Document Number	0025257707
Date	Mar 10, 2022
Instrument	25257707

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 16, 2021
Property Address	11940 CALLE CIELO, GILROY, CA 95020-9499
Document Number	0024923643
Map Reference	MB 396 PG 1-3
Instrument Date	Apr 9, 2021
Instrument	24923643
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11940 CALLE CIELO, GILROY, CA 95020-9499

Mortgage

Document Number	0024923644
Date	Apr 16, 2021
Instrument	24923644

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0024923645
Date	Apr 16, 2021
Instrument	24923645

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 17, 2019
Property Address	11940 CALLE CIELO, GILROY, CA 95020-9499
Document Number	0024307162
Instrument Date	Oct 9, 2019
Instrument	24307162
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11940 CALLE CIELO GILROY CA 950209499, GILROY, CA 95020-9499

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 17, 2019
Property Address	11940 CALLE CIELO, GILROY, CA 95020-9499
Document Number	0024307163
Map Reference	MB 396 PG 1-3
Instrument Date	Oct 9, 2019
Instrument	24307163
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11940 CALLE CIELO, GILROY, CA 95020-9499

Mortgage

Document Number	0024307164
Date	Oct 17, 2019
Instrument	24307164

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0024307165
Date	Oct 17, 2019
Instrument	24307165

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,436,373 (+2%) Land $944,559 Building $491,814
2025	$17,085.00 (+1.64%) Homeowner's exemption	$1,408,210 (+4.04%) Land $926,039 Building $482,171
2024	$16,810.00 (+0.74%)
2023	$16,687.00 (+1.82%) Homeowner's exemption	$1,353,530 Land $890,081 Building $463,449
2022	$16,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS RANCHOS DE UVAS WATER COMPANY private · serves 58 people · EPA ID CA4300637
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Etheric Networks, Frontier, Verizon.

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