Hardin County property record for 1194 Wayne Rd, Savannah, TN 38372
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.5 ba · 6,100 sqft · built 1950 |
| Lot Size | 0.152 acres (6,652 sqft) |
| Owner | Company Name on Record |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $1,795 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036083C F 00103 |
| Primary APN | 036083C F 00103 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 6,100 sqft Total Area |
| 1st Floor Area | 3,700 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,652 sqft (0.152 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| Utility Building | 2,400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1194 WAYNE RD |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-1561 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B2 |
| Legal Description | DISTRICT: 04, COUNTY AREA: S30 |
| Legal Subdivision | HARBERT HEIGHTS SUB |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 920402 |
Source: Hardin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1194 WAYNE RD, SAVANNAH, TN 38372-1561 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit CB&S BANK INC |
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit HOME BANKING CO |
| Oct 8, 2025 | Deed of Trust, Mortgage · Construction Mortgage HOME BANKING CO |
| Aug 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Deed Document Number | 0000848251 |
| Deed Book / Page | 673 / 293 |
| Prior Transfer Date | Aug 31, 2017 |
| Prior Transfer Doc | 131981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 1194 WAYNE RD, SAVANNAH, TN 38372-1561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000806215 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 806/215 |
| Instrument | 163459 |
| Name | CB&S BANK INC |
|---|---|
| Type | Bank |
| Address | SAVANNAH, TN 38372 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Jul 26, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 1194 WAYNE RD, SAVANNAH, TN 38372-1561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 194 WAYNE RD, SAVANNAH, TN 38372-1938 |
| Document Number | 0008311948 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 831/1948 |
| Instrument | 170337 |
| Name | HOME BANKING CO |
|---|---|
| Type | Bank |
| Address | 37372 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 11, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 1194 WAYNE RD, SAVANNAH, TN 38372-1561 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 945 COUNTY HOME RD, SAVANNAH, TN 38372-5774 |
| Document Number | 0000848584 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 848/584 |
| Instrument | 182501 |
| Name | HOME BANKING CO |
|---|---|
| Type | Bank |
| Address | 860 WAYNE RD, SAVANNAH, TN 38372 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 6, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Aug 31, 2017 |
| Property Address | 1194 WAYNE RD, SAVANNAH, TN 38372-1561 |
| Document Number | 673293 |
| Book / Page | 000673 / 000293 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 131981 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1194 WAYNE RD SAVANNAH TN 383721561, SAVANNAH, TN 38372-1561 |
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Municipality | Savannah City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,240 (-) Land $12,920 Building $60,320 | ||
| 2024 | $1,795.00 | $73,240 (-) Land $12,920 Building $60,320 | |
| 2023 | $1,795.00 (+180.91%) | $73,240 (+216.23%) Land $12,920 Building $60,320 | $183,100 (+216.23%) Land $32,300 Building $150,800 |
| 2022 | $639.00 | $23,160 Land $12,920 Building $10,240 | $57,900 Land $32,300 Building $25,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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