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1194 Sandpiper Loop, Winter Haven, FL 33881 Property Records

Polk County property record for 1194 Sandpiper Loop, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,079 sqft · built 2023
Lot Size0.248 acres (10,799 sqft)
Owner2 Individual Names on File
Last Sale$444,100 (Aug 2023)
Tax Bill$4,697 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-14-533503-000570

Property Details

APN / Parcel Number

Primary APN26-28-14-533503-000570
Alternative APN
  • 142826533503000570

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,079 sqft Living Area
Gross Area3,805 sqft
1st Floor Area3,079 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,799 sqft (0.248 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area726 sqft
PorchUnfinished Open Porch
Porch Area268 sqft

Location & Zoning

Street Address1194 SANDPIPER LOOP
CityWINTER HAVEN
StateFL
Zip33881-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT CREEK PB 189 PGS 24-27 LOT 57
Legal SubdivisionCHESTNUT CREEK
Legal Block2
Legal Lot Number57
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2017
Census Tract12802

Owner

Source: Polk County records · APN 26-28-14-533503-000570

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1194 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5608
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Deed Document Number2023188693
Deed Book / Page12798 / 437
Record UpdatedSep 20, 2026

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 11, 2023
Property Address1194 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5608
Document Number0000188693
Book / Page12798 / 437
Map ReferenceMB 189 PG 24-27
Instrument DateAug 05, 2023
Instrument2023188693
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,108.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address1194 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5608

Mortgage

Document Number0012798439
DateAug 11, 2023
Instrument12798/439
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,697.00 (+433.75%)$394,886 (+689.77%) Land $52,000 Building $342,886$394,886 (+689.77%) Land $52,000 Building $342,886
2023$880.00 (+502.74%)$50,000 (+365.85%) Land $50,000$50,000 (+365.85%) Land $50,000
2022$146.00$10,733 Land $10,733$10,733 Land $10,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050128022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2023, rainfall accumulation, Hurricane Idalia
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 307 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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