1194 Reading Ter, Wellington, FL 33414 Property Records

Palm Beach County property record for 1194 Reading Ter, Wellington, FL 33414

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,368 sqft · built 1992
Lot Size	0.227 acres (9,875 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Mar 2018)
Tax Bill	$7,067 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-41-44-09-01-010-0090`

Property Details

APN / Parcel Number

Primary APN	`73-41-44-09-01-010-0090`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	3,403 sqft
1st Floor Area	2,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,875 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Area	74 sqft
Porch	Finished Screened Porch
Porch Area	594 sqft
Patio Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1194 READING TER
City	WELLINGTON
State	FL
Zip	33414-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GREENVIEW SHORES NO 1 OF WELLINGTON LOT 9 BLK 10
Legal Range	41E
Legal Township	44S
Legal Section	09
Legal Subdivision	GREENVIEW SHORES NO 1 OF WELLINGTON
Legal Block	10
Legal Lot Number	9
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	4
Census Block	4009
Census Tract	7725

Owner

1194 Reading Ter is owned and occupied by two individuals who bought it in March 2018.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1194 READING TER, WELLINGTON, FL 33414-8910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 15, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on File
Deed Sale	Mar 15, 2018 · Amount on File
Deed Document Number	201897623
Deed Book / Page	29712 / 697
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	0250060855
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1194 READING TER, WELLINGTON, FL 33414-8910
Document Number	0314740963
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 READING TER WELLINGTON FL 334148910, WELLINGTON, FL 33414-8910

Mortgage

Document Number	0314740963
Date	Jun 5, 2020
Book Page	031474/000963
Instrument	193416

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1194 READING TER, WELLINGTON, FL 33414-8910
Document Number	0305020388
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 READING TER WELLINGTON FL 334148910, WELLINGTON, FL 33414-8910

Mortgage

Document Number	0305020388
Date	Mar 28, 2019
Book Page	030502/000388
Instrument	106849

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 15, 2018
Property Address	1194 READING TER, WELLINGTON, FL 33414-8910
Document Number	0297120697
Book / Page	029712 / 000697
Instrument Date	Mar 14, 2018
Instrument	97623
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	DISTINCTIVE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 READING TER WELLINGTON FL 334148910, WELLINGTON, FL 33414-8910

Mortgage

Document Number	297120698
Date	Mar 15, 2018
Book Page	029712/000698
Instrument	97624

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1194 Reading Ter was $7,067 with a homeowner's exemption, up 3.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Wellington Village
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,067.00 (+3.08%) Homeowner's exemption	$377,494	$538,864 Land $239,676 Building $299,188
2024	$6,856.00 (+2.68%)
2023	$6,677.00 (+2.6%) Homeowner's exemption	$356,170 (+3%)	$535,620 (+21.84%) Land $209,225 Building $326,395
2022	$6,508.00 Homeowner's exemption	$345,796	$439,610 Land $138,813 Building $300,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1194 Reading Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1994–2016)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 2016 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1194 Reading Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLINGTON WTP serves 56,475 people · EPA ID FL4500014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Reading Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures