1194 Palomar Cir, Escondido, CA 92027 Property Records

San Diego County property record for 1194 Palomar Cir, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,924 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$1,231,500 (Jul 2023)
Tax Bill	$14,146 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-291-29-00`

Property Details

APN / Parcel Number

Primary APN	`234-291-29-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,924 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1194 PALOMAR CIR
City	ESCONDIDO
State	CA
Zip	92027-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 18 TR 016260
Legal Subdivision	SAN DIEGO #5593-1
Legal Tract	016260
Legal Block	3
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	20705

Owner

1194 Palomar Cir is owned and occupied by two individuals who bought it in July 2023.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1194 PALOMAR CIR, ESCONDIDO, CA 92027-4332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA CU
Sep 22, 2020	Intrafamily Transfer, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 6, 2019	Grant Deed, Transfer · VA Mortgage CROSSCOUNTY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Sep 22, 2020
Deed Document Number	2023203715
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000558476
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2023
Property Address	1194 PALOMAR CIR, ESCONDIDO, CA 92027-4332
Document Number	0000203715
Map Reference	FILE 2018-7000111
Instrument Date	Jul 3, 2023
Instrument	2023-0203715
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1194 PALOMAR CIR, ESCONDIDO, CA 92027-4332

Mortgage

Document Number	0000203716
Date	Jul 31, 2023
Instrument	2023-0203716

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	10%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2020
Property Address	1194 PALOMAR CIR, ESCONDIDO, CA 92027-4332
Document Number	0000558476
Map Reference	FILE 2018-7000111
Instrument Date	Aug 21, 2020
Instrument	2020-0558476
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0000558477
Date	Sep 22, 2020
Instrument	2020-0558477

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	1194 PALOMAR CIR, ESCONDIDO, CA 92027-4332
Document Number	0000570446
Map Reference	FILE 2018-7000111
Instrument Date	Sep 16, 2019
Instrument	2019-0570446
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1194 PALOMAR CIR, ESCONDIDO, CA 92027-4332

Mortgage

Document Number	0000570447
Date	Dec 6, 2019
Instrument	2019-0570447

Lender

Name	CROSSCOUNTY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1194 Palomar Cir was $14,146 with a homeowner's exemption, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,280,992 (+2%) Land $624,240 Building $656,752
2025	$14,146.00 (+2.08%) Homeowner's exemption	$1,255,875 Land $612,000 Building $643,875
2024	$13,858.00 (+71.38%)
2023	$8,086.00 (+0.11%)	$874,460 Land $252,281 Building $622,179
2022	$8,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1194 Palomar Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1194 Palomar Cir is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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