1194 Harkey Creek Dr, Monroe, NC 28110 Property Records

Union County property record for 1194 Harkey Creek Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,719 sqft · built 2019
Lot Size	0.077 acres (3,354 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Aug 2022)
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-366-079`

Property Details

APN / Parcel Number

Primary APN	`09-366-079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,719 sqft Total Area
1st Floor Area	1,119 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,354 sqft (0.077 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1194 HARKEY CREEK DR
City	MONROE
State	NC
Zip	28110-0034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#179 HARKEY CREEK PH1 MP2 OPCO650-653
Legal Subdivision	HARKEY CREEK PHASE 1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1194 HARKEY CREEK DR, MONROE, NC 28110-0034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Dec 6, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	202228038
Deed Book / Page	8543 / 746
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 8, 2022
Property Address	1194 HARKEY CREEK DR, MONROE, NC 28110-0034
Document Number	0008543746
Book / Page	8543 / 746
Map Reference	CAB O FILE 650-653
Instrument Date	Aug 8, 2022
Instrument	28038
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4010 LEVEN DR, GREENSBORO, NC 27407-7953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 HARKEY CREEK DR, MONROE, NC 28110-0034

Mortgage

Document Number	0008543748
Date	Aug 8, 2022
Book Page	8543/748
Instrument	28039

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Dec 6, 2019
Property Address	1194 HARKEY CREEK DR, MONROE, NC 28110-0034
Document Number	753430
Book / Page	007534 / 000030
Instrument Date	Nov 22, 2019
Instrument	38157
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 HARKEY CREEK DR MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	753432
Date	Dec 6, 2019
Book Page	007534/000032
Instrument	38158

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,300 (-) Land $70,000 Building $265,300	$335,300 (-) Land $70,000 Building $265,300
2025	$1,622.00 (+8.13%)	$335,300 (+43.05%) Land $70,000 Building $265,300	$335,300 (+43.05%) Land $70,000 Building $265,300
2023	$1,500.00	$234,400 Land $41,500 Building $192,900	$234,400 Land $41,500 Building $192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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