1194 Academy Ln, Vista, CA 92081 Property Records

San Diego County property record for 1194 Academy Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,560 sqft · built 1994
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Trust Names on File
Last Sale	$665,000 (Jul 2005)
Tax Bill	$11,048 (2025)
Deeds & Mortgages	Aug 2023 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-080-67-00`

Property Details

APN / Parcel Number

Primary APN	`169-080-67-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,560 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1194 ACADEMY LN
City	VISTA
State	CA
Zip	92081-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PAR A TR PM15996
Legal Subdivision	12 RHO DEL ORO VILLAGE 1
Legal Tract	1015996
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	19702

Owner

1194 Academy Ln is owner-occupied and held in a trust since July 2005.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1194 ACADEMY LN, VISTA, CA 92081-7461
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Intrafamily Transfer, Transfer
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on File
Deed Sale	Jul 21, 2005 · Amount on File
Prior Sale	Jan 9, 1998 · Amount on File
Deed Document Number	2005616854
Prior Transfer Date	Jan 25, 1994
Prior Transfer Doc	0000059499
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2023
Property Address	1194 ACADEMY LN, VISTA, CA 92081-7461
Document Number	0000235108
Map Reference	FILE 90-102019
Instrument Date	Aug 22, 2023
Instrument	2023-0235108
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1194 ACADEMY LN, VISTA, CA 92081-7461

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1194 ACADEMY LN, VISTA, CA 92081-7461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 ACADEMY LN, VISTA, CA 92081-7461

Mortgage

Document Number	0000505498
Date	Sep 1, 2020
Instrument	2020-0505498

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1194 ACADEMY LN, VISTA, CA 92081-7461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000434666
Date	Oct 1, 2019
Instrument	2019-0434666

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1194 ACADEMY LN, VISTA, CA 92081-7461
Document Number	0000433560
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 ACADEMY LN VISTA CA 920817461, VISTA, CA 92081-7461

Mortgage

Document Number	0000433560
Date	Sep 30, 2019
Instrument	433560

Lender

Name	FIRST MTG SOLUTIONS
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1194 Academy Ln was $11,048 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,136 (+2%) Land $482,124 Building $453,012
2025	$11,048.00 Homeowner's exemption	$916,801 Land $472,671 Building $444,130
2023	$10,223.00 (+0.25%) Homeowner's exemption	$881,202 Land $454,317 Building $426,885
2022	$10,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1194 Academy Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1194 Academy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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