Clay County property record for 1194 190th Ave NW, Georgetown, MN 56546
| Property Type | Single Family Home |
|---|---|
| Details | built 1978 |
| Lot Size | 10.6 acres (465,656 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,222 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09.007.4301 |
| Primary APN | 09.007.4301 |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 465,656 sqft (10.6 acres) |
| Street Address | 1194 190TH AVE NW |
|---|---|
| City | GEORGETOWN |
| State | MN |
| Zip | 56546-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 12.14' E OF S1/4 COR; N 655.02, E 726.83', S 643.95' & W 707.88' TO BEG 7-142-48 SECTION 07 TOWNSHIP 142 RANGE 048 |
| Legal Range | 48 |
| Legal Township | 142 |
| Legal Section | 07 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 30107 |
Source: Clay County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1194 190TH AVE NW, GEORGETOWN, MN 56546-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1194 190TH AVE NW, GEORGETOWN, MN 56546-9406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000802403 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 802403 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 5, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| County Subdivision | Georgetown Township |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,222.00 (+15.1%) | ||
| 2025 | $385,000 (+6.65%) Land $90,300 Building $294,700 | $385,000 (+6.65%) Land $90,300 Building $294,700 | |
| 2023 | $3,668.00 Homeowner's exemption | $361,000 Land $90,300 Building $270,700 | $361,000 Land $90,300 Building $270,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1997–2011) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| X-Tech Fixed Wireless | 100 / 75 |
| Midco Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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