11935 Anchor Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 11935 Anchor Ln, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,681 sqft · built 2007
Lot Size0.98 acres (42,689 sqft)
OwnerCompany Name on Record
Last Sale$560,000 (Sep 2020)
Tax Bill$3,147 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-345-004-00

Property Details

APN / Parcel Number

Primary APN004-345-004-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,681 sqft Living Area
1st Floor Area1,681 sqft
Basement Area1,681 sqft
Unfinished Basement1,681 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Lot Area42,689 sqft (0.98 acres)
Lot Dimensions228 ft deep x 187 ft wide
Garage Area1,260 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address11935 ANCHOR LN
CityTHREE RIVERS
StateMI
Zip49093-9154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 SERENITY SHORES SUB SEC 20 T6S R12W. ALSO COM NW COR LOT 3 SD SUB TH NELY ALG ANCHOR LN ALG 300 FT RAD CRV L ARC DIST 1
Legal Range12W
Legal Township06S
Legal Section20
Legal SubdivisionSERENITY SHORES SHORES
Legal Lot Number4
JurisdictionST JOSEPH MI
Township / Civil DivisionFABIUS
Census Block Group4
Census Block4000
Census Tract41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address11935 ANCHOR LN, THREE RIVERS, MI 49093-9154
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2019Deed of Trust, Mortgage · Line of Credit
OMNI COMMUNITY CU
Sep 18, 2020Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleMay 12, 2006 · Amount on Record
Deed Document Number20205741
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address11935 ANCHOR LN, THREE RIVERS, MI 49093-9154
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyCALHOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01981/0405
DateNov 1, 2019
Book Page1981/0405
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 23, 2049

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateSep 18, 2020
Property Address11935 ANCHOR LN, THREE RIVERS, MI 49093-9154
Document Number2020005741
Instrument DateSep 11, 2020
Instrument2020005741
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11935 ANCHOR LN, 11935, THREE RIVERS, MI 49093-9154

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4345 OAK MEADOW DR, HUDSONVILLE, MI 49426-7330
InvestorPossibly a Property Investor

Mortgage

DateSep 18, 2020
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionFabius Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$421,200$842,400
2025$3,147.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1996–2008)
Most Recent ClaimSep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midwest Energy & Communications
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Anchor Ln

Nearby Streets

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