11932 85th Ter, Seminole, FL 33772 Property Records

Pinellas County property record for 11932 85th Ter, Seminole, FL 33772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1961
Lot Size	0.153 acres (6,652 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (May 2026)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-752-8491-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-752-8491-9`
Alternative APNs	`28-30-15-75294-000-2120` `301528752940002120` `153028752940002120` `R304904`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1978
Architectural Style	H-Shape
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,652 sqft (0.153 acres)
Lot Dimensions	94 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R304904
Street Address	11932 85TH TER
City	SEMINOLE
State	FL
Zip	33772-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RIDGEWOOD GROVES UNIT 9 LOT 212
Legal Range	15E
Legal Township	30S
Legal Section	28
Legal Subdivision	RIDGEWOOD GROVES UNIT 9
Legal Tract	75294
Legal Lot Number	212
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2003
Census Tract	25121

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	11932 85TH TER, SEMINOLE, FL 33772-3942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 26, 2026	Warranty Deed, Transfer · Commercial Mortgage RFLF 4 LLC
Jun 7, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Feb 26, 2026 · Amount on Record
Deed Document Number	2026121770
Deed Book / Page	23548 / 1281
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 6, 2026
Property Address	11932 85TH TER, SEMINOLE, FL 33772-3942
Document Number	0000121770
Book / Page	23548 / 1281
Instrument Date	Apr 30, 2026
Instrument	2026.121770
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ALBATROSS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0000121771,
Date	May 6, 2026
Instrument	2026..121771

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 6, 2026
Property Address	11932 85TH TER, SEMINOLE, FL 33772-3942
Document Number	0235481281
Book / Page	23548 / 1281
Instrument Date	Apr 30, 2026
Instrument	2026121770
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICES, ALBATROSS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0000121771,
Date	May 6, 2026
Instrument	2026121771

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 26, 2026
Property Address	11932 85TH TER, SEMINOLE, FL 33772-3942
Document Number	0234680248
Book / Page	23468 / 248
Map Reference	MB 57 PG 80
Instrument Date	Feb 20, 2026
Instrument	2026053097
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,942.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13864 DOMINICA DR, SEMINOLE, FL 33776-1316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11763 HARBORSIDE CIR, LARGO, FL 33773-4446
Investor	Possibly a Property Investor

Mortgage

Document Number	0023468252
Date	Feb 26, 2026
Instrument	23468/252

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2027

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 7, 2021
Property Address	11932 85TH TER, SEMINOLE, FL 33772-3942
Document Number	0215690376
Book / Page	21569 / 376
Map Reference	MB 57 PG 80
Instrument Date	Jun 4, 2021
Instrument	2021187074
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1953 E MONTEBELLO AVE, PHOENIX, AZ 85016-2608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11932 85TH TER, SEMINOLE, FL 33772-3942

Mortgage

Document Number	0021569378
Date	Jun 7, 2021
Instrument	21569/378

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00 (+7.46%)	$178,536 (+5.99%)	$264,055 (+5.77%) Land $130,999 Building $133,056
2024	$2,453.00 (+3.28%)
2023	$2,375.00 (+3.08%) Homeowner's exemption	$168,450 (+3%)	$249,645 (+17.43%) Land $150,449 Building $99,196
2022	$2,304.00 Homeowner's exemption	$163,544	$212,588 Land $138,160 Building $74,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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