11931 Gaines Ct, Adelanto, CA 92301 Property Records

San Bernardino County property record for 11931 Gaines Ct, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2018
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2019)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Loan Modification + 4 more
Flood Zone	Zone D (undetermined)
APN	`3128-781-25-0000`

Property Details

APN / Parcel Number

Primary APN	`3128-781-25-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,055 sqft
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,245 sqft (0.166 acres)
Lot Dimensions	115 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11931 GAINES CT
City	ADELANTO
State	CA
Zip	92301-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17045 LOT 148 BOOK 328 PAGE 81
Legal Subdivision	TR 17045
Legal Tract	17045
Legal Block	2
Legal Lot Number	148
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2044
Census Tract	9129

Owner

11931 Gaines Ct is owned and occupied by two individuals who bought it in March 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11931 GAINES CT, ADELANTO, CA 92301-4908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 1, 2020	Loan Modification, Mortgage UMPQUA BK
Mar 27, 2019	Grant Deed, Transfer · FHA Mortgage PERFORMANCE FINANCIAL INC
Aug 30, 2017	Grant Deed ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Jul 3, 2017	Grant Deed, Mortgage · Line of Credit UMPQUA BK
Mar 3, 2017	Grant Deed, Transfer CHICAGO TITLE-INLAND EMPIRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	201994128
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11931 GAINES CT, ADELANTO, CA 92301-4908
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11931 GAINES CT, ADELANTO, CA 92301-4908

Mortgage

Document Number	0000531092
Date	Nov 24, 2021
Instrument	2021-0531092

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Apr 1, 2049

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	11931 GAINES CT, ADELANTO, CA 92301-4908
Document Number	0000211154
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11931 GAINES CT ADELANTO CA 923014908, ADELANTO, CA 92301-4908

Mortgage

Document Number	0000211154
Date	Jun 25, 2020
Instrument	211154

Lender

Name	UMPQUA BK
Type	Bank
Address	1111 3RD AVE # 2900, SEATTLE, WA 98101-3203

Agreement

Amount	Amount on Record

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 27, 2019
Property Address	11931 GAINES CT, ADELANTO, CA 92301-4908
Document Number	0000094128
Map Reference	MB 328 PG 81-83
Instrument Date	Mar 19, 2019
Instrument	2019-0094128
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11931 GAINES CT, ADELANTO, CA 92301-4908

Mortgage

Document Number	0000094130
Date	Mar 27, 2019
Instrument	2019-0094130

Lender

Name	PERFORMANCE FINANCIAL INC
Type	Mortgage Company
Address	VALENCIA, CA 91355

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 30, 2017
Property Address	11931 GAINES CT, ADELANTO, CA 92301-4908
Document Number	0000354212
Instrument Date	Aug 25, 2017
Instrument	354212
Record Updated	Sep 5, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5055 SCHOLARSHIP IRVINE CA 926125695, IRVINE, CA 92612-5695

July 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 3, 2017
Property Address	11931 GAINES CT, ADELANTO, CA 92301-4908
Instrument Date	Jun 29, 2017
Instrument	270988
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8300 UTICA AVE #300 RANCHO CUCAMONGA CA 917303852, 300, RANCHO CUCAMONGA, CA 91730-3852
Investor	Possibly a Property Investor

Mortgage

Document Number	0000270988
Date	Jul 3, 2017
Instrument	270988

Lender

Name	UMPQUA BK
Type	Bank
Address	4040 MACARTHUR BLVD # 100, NEWPORT BEACH, CA 92660-2556

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 3, 2017
Property Address	11931 GAINES CT, ADELANTO, CA 92301-4908
Document Number	0000096226
Instrument Date	Feb 23, 2017
Instrument	96226
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Amount	Amount on Record
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8300 UTICA AVE #300 RANCHO CUCAMONGA CA 917303852, 300, RANCHO CUCAMONGA, CA 91730-3852
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 11931 Gaines Ct was $4,512.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,524 (+2%) Land $60,304 Building $241,220
2025	$4,512.00	$295,612 Land $59,122 Building $236,490
2023	$4,210.00 (+4.47%)	$284,133 Land $56,826 Building $227,307
2022	$4,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11931 Gaines Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11931 Gaines Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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