1193 Willow Rd, Graford, TX 76449 Property Records

Palo Pinto County property record for 1193 Willow Rd, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	1,897 sqft · built 2002
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Tax Bill	$9,934 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R000023672`

Property Details

APN / Parcel Number

Primary APN	`R000023672`
Alternative APN	`195301000`

Interior

Building Area	1,897 sqft Living Area

Exterior

Year Built	Built 2002
Lot Area	40,511 sqft (0.93 acres)
Porch	Porch
Porch Area	280 sqft

Location & Zoning

Account Number	R000023672
Old Parcel Number	R000023672
Street Address	1193 WILLOW RD
City	GRAFORD
State	TX
Zip	76449-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PK LAKE 32-1-48 AREA 11-C LOT 25 (FEE SIMPLE .930 AC) G#P0500-00-110C0-025-00-0
Legal Subdivision	PK LAKE
Legal Tract	32-1-48
Legal Lot Number	25
Jurisdiction	PALO PINTO TX
Township / Civil Division	GRAFORD
Census Block Group	1
Census Block	1021
Census Tract	100

Owner

Source: Palo Pinto County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11550 FM ROAD 4, GRAFORD, TX 76449-5925
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CLEAR FORK BANK NA
Aug 5, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA
Aug 17, 2018	Vendor's Lien, Transfer · Stand-Alone First Mortgage MORGAN ROCKWOOD PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020
Deed Sale	Aug 5, 2020
Prior Sale	Aug 17, 2018
Deed Document Number	4175
Deed Book / Page	2328 / 466
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	1193 WILLOW RD, GRAFORD, TX 76449-3113
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11550 FM ROAD 4, GRAFORD, TX 76449-5925

Mortgage

Document Number	002629/389
Date	Feb 6, 2026
Book Page	2629/389
Instrument	2026-00000644

Lender

Name	CLEAR FORK BANK NA
Type	Bank
Address	MINERAL WELLS, TX 76067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	8.25%
Index	Prime Rate
Max Rate	8.25%

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Aug 5, 2020
Property Address	1193 WILLOW RD, GRAFORD, TX 76449-3113
Document Number	2328/466
Book / Page	2328 / 466
Map Reference	VOL 180 PG 429
Instrument Date	Aug 4, 2020
Instrument	2020-00004175
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1193 WILLOW RD, 1193, GRAFORD, TX 76449-3113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11550 FM ROAD 4, GRAFORD, TX 76449-5925

Mortgage

Document Number	202000004174
Date	Aug 5, 2020
Instrument	2020-00004174

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2040

Interest

Rate Type	Adjustable Rate

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Aug 17, 2018
Property Address	1193 WILLOW RD, GRAFORD, TX 76449-3113
Document Number	2240/0088
Book / Page	2240 / 0088
Instrument Date	Aug 16, 2018
Instrument	2018-00004320
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1191 WILLOW RD, 1191, GRAFORD, TX 76449-3113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 WILLOW RD, GRAFORD, TX 76449-3113

Mortgage

Document Number	201800004321
Date	Aug 17, 2018
Instrument	2018-00004321

Lender

Name	MORGAN ROCKWOOD PROPERTIES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Graford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$921,290 (+81.9%) Land $501,290 Building $420,000	$921,290 (+81.9%) Land $501,290 Building $420,000
2024	$9,934.00 (+32.91%)
2023	$7,474.00 (+31.75%)	$506,480 Land $168,770 Building $337,710	$506,480 Land $168,770 Building $337,710
2022	$5,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2010–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POSSUM KINGDOM WSC serves 8,583 people · EPA ID TX1820076
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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